Grand Valley Bank
Heber City, UT
IDRSSD: 178851
Total Assets
$586.48M
Latest filing
Total Deposits
$530.86M
Latest filing
Net Interest Margin
3.86%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Grand Valley Bank
191 E Gateway Dr
Heber City, UT 84032
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/13/1983FDIC Certificate 17276
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Grand Valley Bank (Main) | 191 E Gateway Dr | Heber City, UT |
| FRUITA BRANCH | 452 S Maple St | Fruita, CO |
| COLBRAN BRANCH | 106 Main St | Collbran, CO |
| PARK CITY BRANCH | 1225 Deer Valley Dr | Park City, UT |
| 25 ROAD BRANCH | 570 25 Rd | Grand Junction, CO |
| VERNAL BRANCH | 121 W Main St | Vernal, UT |
| MIDWAY BRANCH | 92 W Main St | Midway, UT |
| 925 N. 7TH STREET BRANCH | 925 N 7th St | Grand Junction, CO |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/13/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 84032 |
| State and County Number | 49051 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Heber, UT |
Operational Info
| Number of Employees | 97 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/22/2025 |
| Date of Deposit Insurance | 12/13/1983 |
| Primary Insurance Agency | DIF |
| Website | www.grandvalleybank.com |
| Data Updated | 01/30/2026 |
| CERT | 24922 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $586.48M |
| Total Deposits | $530.86M |
| Total Liabilities | $533.72M |
| Total Equity Capital | $52.76M |
| Net Income | $1.92M |
| Net Loans and Leases | $281.69M |
| Assets Per Employee ($Millions) | $6.17M |
| Bank Premises and Fixed Assets | $11.99M |
| Cash and Balances due from Depository Institutions | $15.68M |
| Deposits Held in Domestic Offices | $530.86M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 14.96% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 58.16% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.996% |
| Earning Assets to total Assets | 94.62% |
Income and Expense
| Total Interest Income | $7.40M |
| Total Noninterest Income | $611.00k |
| Total Interest Expense | $2.04M |
| Total Noninterest Expense | $3.51M |
| Net Interest Income | $5.35M |
| Pre-tax Net Operating Income | $2.44M |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.86M |
| Total Liabilities and Capital | $586.48M |
Securities
| Securities | $264.33M |
| Available-for-sale debt securities | $264.29M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Grand Valley Bank?
$586.48M as of the latest filing.
How much are Grand Valley Bank's total deposits?
$530.86M in total deposits.
Where is Grand Valley Bank located?
Heber City, UT.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
9.
When was it established?
12/13/1983.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$281.69M (latest filing).
What is the total interest income (latest filing)?
$7.40M.