Grand Valley Bank
Heber City, UT
IDRSSD: 178851
Total Assets
$588.28M
Latest filing
Total Deposits
$535.77M
Latest filing
Net Interest Margin
3.86%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Grand Valley Bank
2 S Main St
Heber City, UT 84032
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/13/1983FDIC Certificate 17276
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Grand Valley Bank (Main) | 2 S Main St | Heber City, UT |
| FRUITA BRANCH | 452 S Maple St | Fruita, CO |
| COLBRAN BRANCH | 106 Main St | Collbran, CO |
| PARK CITY BRANCH | 1225 Deer Valley Dr | Park City, UT |
| 25 ROAD BRANCH | 570 25 Rd | Grand Junction, CO |
| VERNAL BRANCH | 121 W Main St | Vernal, UT |
| MIDWAY BRANCH | 92 W Main St | Midway, UT |
| 925 N. 7TH STREET BRANCH | 925 N 7th St | Grand Junction, CO |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First Electronic Bank
Salt Lake City, Utah
→
Assets: $511.85MΔ -9.3%
Milestone Bank
Salt Lake City, Utah
→
Assets: $391.05MΔ -30.7%
Brighton Bank
Salt Lake City, Utah
→
Assets: $323.32MΔ -42.7%
The Pitney Bowes Bank, Inc.
Salt Lake City, Utah
→
Assets: $816.12MΔ +44.6%
FinWise Bank
Murray, Utah
→
Assets: $833.14MΔ +47.6%
Varo Bank, National Association
Draper, Utah
→
Assets: $281.88MΔ -50.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/13/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 84032 |
| State and County Number | 49051 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Heber, UT |
Operational Info
| Number of Employees | 95 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/13/1983 |
| Primary Insurance Agency | DIF |
| Website | www.grandvalleybank.com |
| Data Updated | 11/14/2025 |
| CERT | 24922 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $588.28M |
| Total Deposits | $535.77M |
| Total Liabilities | $538.24M |
| Total Equity Capital | $50.05M |
| Net Income | $1.81M |
| Net Loans and Leases | $274.87M |
| Assets Per Employee ($Millions) | $6.06M |
| Bank Premises and Fixed Assets | $11.61M |
| Cash and Balances due from Depository Institutions | $27.83M |
| Deposits Held in Domestic Offices | $535.77M |
Key Performance Ratios
| Return on Assets (ROA) | 1.26% |
| Return on Equity (ROE) | 15.33% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 59.09% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.507% |
| Earning Assets to total Assets | 94.44% |
Income and Expense
| Total Interest Income | $7.38M |
| Total Noninterest Income | $423.00k |
| Total Interest Expense | $2.13M |
| Total Noninterest Expense | $3.39M |
| Net Interest Income | $5.25M |
| Pre-tax Net Operating Income | $2.26M |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.47M |
| Total Liabilities and Capital | $588.28M |
Securities
| Securities | $260.57M |
| Available-for-sale debt securities | $260.53M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Grand Valley Bank?
$588.28M as of the latest filing.
How much are Grand Valley Bank's total deposits?
$535.77M in total deposits.
Where is Grand Valley Bank located?
Heber City, UT.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
9.
When was it established?
12/13/1983.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$274.87M (latest filing).
What is the total interest income (latest filing)?
$7.38M.