Capital Community Bank
Provo, UT
IDRSSD: 2068107
Total Assets
$1.43B
Latest filing
Total Deposits
$1.19B
Latest filing
Net Interest Margin
16.94%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Capital Community Bank
3280 N University Ave
Provo, UT 84604
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/29/1993FDIC Certificate 48127
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Capital Community Bank (Main) | 3280 N University Ave | Provo, UT |
| OREM OFFICE | 49 W University Pkwy | Orem, UT |
| MAIN OFFICE BRANCH | 1909 W State Rd | Pleasant Grove, UT |
| SALEM OFFICE | 549 N State Road 198 | Salem, UT |
| SANDY BRANCH | 9080 S Village Shop Dr | Sandy, UT |
| ST. GEORGE BRANCH | 40 S 100 E | Saint George, UT |
| SPANISH FORK BRANCH | 642 Kirby Ln | Spanish Fork, UT |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/29/1993 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 84604 |
| State and County Number | 49049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Provo-Orem, UT |
Operational Info
| Number of Employees | 252 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/08/2025 |
| Date of Deposit Insurance | 07/29/1993 |
| Primary Insurance Agency | DIF |
| Website | https://www.ccbank.com |
| Data Updated | 01/30/2026 |
| CERT | 33823 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.43B |
| Total Deposits | $1.19B |
| Total Liabilities | $1.22B |
| Total Equity Capital | $204.37M |
| Net Income | $18.18M |
| Net Loans and Leases | $1.08B |
| Assets Per Employee ($Millions) | $5.49M |
| Bank Premises and Fixed Assets | $20.79M |
| Cash and Balances due from Depository Institutions | $207.98M |
| Deposits Held in Domestic Offices | $1.19B |
Key Performance Ratios
| Return on Assets (ROA) | 5.25% |
| Return on Equity (ROE) | 37.2% |
| Net Interest Margin | 16.94% |
| Efficiency Ratio | 32.05% |
| Tier 1 Risk-Based Capital Ratio | 17.292% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 6.5% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.306% |
| Earning Assets to total Assets | 91.83% |
Income and Expense
| Total Interest Income | $63.51M |
| Total Noninterest Income | $13.36M |
| Total Interest Expense | $9.47M |
| Total Noninterest Expense | $21.60M |
| Net Interest Income | $54.03M |
| Pre-tax Net Operating Income | $23.32M |
| Provision for Credit Losses | $22.47M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $3.14M |
| Other borrowed funds | $12.70M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $19.26M |
| Total Liabilities and Capital | $1.43B |
Securities
| Securities | $50.76M |
| Available-for-sale debt securities | $46.69M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.07M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Capital Community Bank?
$1.43B as of the latest filing.
How much are Capital Community Bank's total deposits?
$1.19B in total deposits.
Where is Capital Community Bank located?
Provo, UT.
What is the Net Interest Margin?
16.94%.
How many domestic offices does it operate?
6.
When was it established?
07/29/1993.
What is the Return on Assets (ROA)?
5.25%.
How much are total loans and leases?
$1.08B (latest filing).
What is the total interest income (latest filing)?
$63.51M.