Prime Alliance Bank

Woods Cross, UT
IDRSSD: 3309571
Total Assets
$1.07B
Latest filing
Total Deposits
$968.32M
Latest filing
Net Interest Margin
4.99%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

124303081WOODS CROSS, UT

Key People

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Locations

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Main Office
Prime Alliance Bank
1868 S 500 W
Woods Cross, UT 84010
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/08/2004FDIC Certificate 431414

Branches (0)

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NameAddressCity / State
No branch data available.
Prime Alliance Bank (Main)1868 S 500 WWoods Cross, UT

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/08/2004
Community BankYes
Ownership TypeNot Mutual
ZIP84010
State and County Number49011
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameOgden-Clearfield, UT

Operational Info

Number of Employees35
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance12/08/2004
Primary Insurance AgencyDIF
Websitewww.primealliance.bank
Data Updated01/30/2026
CERT57920
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.07B
Total Deposits$968.32M
Total Liabilities$971.55M
Total Equity Capital$101.77M
Net Income$7.64M
Net Loans and Leases$823.82M
Assets Per Employee ($Millions)$29.81M
Bank Premises and Fixed Assets$182.00k
Cash and Balances due from Depository Institutions$6.77M
Deposits Held in Domestic Offices$968.32M

Key Performance Ratios

Return on Assets (ROA)2.86%
Return on Equity (ROE)31.27%
Net Interest Margin4.99%
Efficiency Ratio20.75%
Tier 1 Risk-Based Capital Ratio11.441%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets1.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.482%
Earning Assets to total Assets98.62%

Income and Expense

Total Interest Income$22.74M
Total Noninterest Income$17.00k
Total Interest Expense$9.59M
Total Noninterest Expense$2.73M
Net Interest Income$13.15M
Pre-tax Net Operating Income$7.63M
Provision for Credit Losses$2.80M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$62.19M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.22M
Total Liabilities and Capital$1.07B

Securities

Securities$169.63M
Available-for-sale debt securities$168.88M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$753.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Prime Alliance Bank?
$1.07B as of the latest filing.
How much are Prime Alliance Bank's total deposits?
$968.32M in total deposits.
Where is Prime Alliance Bank located?
Woods Cross, UT.
What is the Net Interest Margin?
4.99%.
How many domestic offices does it operate?
1.
When was it established?
12/08/2004.
What is the Return on Assets (ROA)?
2.86%.
How much are total loans and leases?
$823.82M (latest filing).
What is the total interest income (latest filing)?
$22.74M.