FinWise Bank
Murray, UT
IDRSSD: 2880019
Total Assets
$898.79M
Latest filing
Total Deposits
$719.23M
Latest filing
Net Interest Margin
9.30%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
FinWise Bank
756 E Winchester St
Murray, UT 84107
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/25/2000FDIC Certificate 78229
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| FinWise Bank (Main) | 756 E Winchester St | Murray, UT |
| SANDY BRANCH | 820 E 9400 S | Sandy, UT |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/25/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 84107 |
| State and County Number | 49035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Salt Lake City, UT |
Operational Info
| Number of Employees | 200 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/25/2000 |
| Primary Insurance Agency | DIF |
| Website | www.finwise.bank |
| Data Updated | 11/14/2025 |
| CERT | 35323 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $898.79M |
| Total Deposits | $719.23M |
| Total Liabilities | $745.49M |
| Total Equity Capital | $153.30M |
| Net Income | $5.29M |
| Net Loans and Leases | $690.27M |
| Assets Per Employee ($Millions) | $4.63M |
| Bank Premises and Fixed Assets | $5.89M |
| Cash and Balances due from Depository Institutions | $105.63M |
| Deposits Held in Domestic Offices | $719.23M |
Key Performance Ratios
| Return on Assets (ROA) | 2.44% |
| Return on Equity (ROE) | 14.06% |
| Net Interest Margin | 9.3% |
| Efficiency Ratio | 42.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 5.91% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.056% |
| Earning Assets to total Assets | 91.69% |
Income and Expense
| Total Interest Income | $23.96M |
| Total Noninterest Income | $15.69M |
| Total Interest Expense | $5.36M |
| Total Noninterest Expense | $14.56M |
| Net Interest Income | $18.61M |
| Pre-tax Net Operating Income | $6.93M |
| Provision for Credit Losses | $12.80M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $30.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $26.27M |
| Total Liabilities and Capital | $898.79M |
Securities
| Securities | $38.38M |
| Available-for-sale debt securities | $27.76M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $10.62M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FinWise Bank?
$898.79M as of the latest filing.
How much are FinWise Bank's total deposits?
$719.23M in total deposits.
Where is FinWise Bank located?
Murray, UT.
What is the Net Interest Margin?
9.30%.
How many domestic offices does it operate?
2.
When was it established?
07/25/2000.
What is the Return on Assets (ROA)?
2.44%.
How much are total loans and leases?
$690.27M (latest filing).
What is the total interest income (latest filing)?
$23.96M.