FinWise Bank
Murray, UT
IDRSSD: 2880019
Total Assets
$967.45M
Latest filing
Total Deposits
$780.16M
Latest filing
Net Interest Margin
11.45%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
124303036MURRAY, UT124303298MURRAY, UT
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
FinWise Bank
756 E Winchester St
Murray, UT 84107
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/25/2000FDIC Certificate 78229
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| FinWise Bank (Main) | 756 E Winchester St | Murray, UT |
| SANDY BRANCH | 820 E 9400 S | Sandy, UT |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/25/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 84107 |
| State and County Number | 49035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Salt Lake City, UT |
Operational Info
| Number of Employees | 194 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/25/2000 |
| Primary Insurance Agency | DIF |
| Website | www.finwise.bank |
| Data Updated | 01/30/2026 |
| CERT | 35323 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $967.45M |
| Total Deposits | $780.16M |
| Total Liabilities | $809.90M |
| Total Equity Capital | $157.55M |
| Net Income | $4.28M |
| Net Loans and Leases | $697.81M |
| Assets Per Employee ($Millions) | $4.89M |
| Bank Premises and Fixed Assets | $5.50M |
| Cash and Balances due from Depository Institutions | $163.40M |
| Deposits Held in Domestic Offices | $780.16M |
Key Performance Ratios
| Return on Assets (ROA) | 1.83% |
| Return on Equity (ROE) | 11% |
| Net Interest Margin | 11.45% |
| Efficiency Ratio | 40.04% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 7.59% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.285% |
| Earning Assets to total Assets | 92.25% |
Income and Expense
| Total Interest Income | $30.24M |
| Total Noninterest Income | $14.87M |
| Total Interest Expense | $5.67M |
| Total Noninterest Expense | $15.79M |
| Net Interest Income | $24.57M |
| Pre-tax Net Operating Income | $5.94M |
| Provision for Credit Losses | $17.71M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $27.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $29.75M |
| Total Liabilities and Capital | $967.45M |
Securities
| Securities | $37.68M |
| Available-for-sale debt securities | $27.75M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $9.93M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FinWise Bank?
$967.45M as of the latest filing.
How much are FinWise Bank's total deposits?
$780.16M in total deposits.
Where is FinWise Bank located?
Murray, UT.
What is the Net Interest Margin?
11.45%.
How many domestic offices does it operate?
2.
When was it established?
07/25/2000.
What is the Return on Assets (ROA)?
1.83%.
How much are total loans and leases?
$697.81M (latest filing).
What is the total interest income (latest filing)?
$30.24M.