Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	11/05/1956
Community Bank	No
Ownership Type	Not Mutual
ZIP	84111
State and County Number	49035
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	12
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	San Francisco
Core Based Statistical Area Name	Salt Lake City, UT

Operational Info

Number of Employees	5
Domestic Offices	1
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	07/11/2024
Date of Deposit Insurance	10/20/1986
Primary Insurance Agency	DIF
Website	www.libertybankofutah.com
Data Updated	04/10/2026
CERT	26816
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$12.44M
Total Deposits	$7.69M
Total Liabilities	$8.06M
Total Equity Capital	$4.38M
Net Income	$-272,000
Net Loans and Leases	$0
Assets Per Employee ($Millions)	$2.49M
Bank Premises and Fixed Assets	$0
Cash and Balances due from Depository Institutions	$10.20M
Deposits Held in Domestic Offices	$7.69M

Return on Assets (ROA)	-8.54%
Return on Equity (ROE)	-24.08%
Net Interest Margin	0.47%
Efficiency Ratio	2,225%
Tier 1 Risk-Based Capital Ratio	102.222%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	35.217%
Earning Assets to total Assets	81.89%

Total Interest Income	$90.00k
Total Noninterest Income	$4.00k
Total Interest Expense	$78.00k
Total Noninterest Expense	$356.00k
Net Interest Income	$12.00k
Pre-tax Net Operating Income	$-340,000
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$375.00k
Total Liabilities and Capital	$12.44M

Securities	$426.00k
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$426.00k
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Liberty Bank, Inc.?

$12.44M as of the latest filing.

How much are Liberty Bank, Inc.'s total deposits?

$7.69M in total deposits.

Where is Liberty Bank, Inc. located?

Salt Lake City, UT.

What is the Net Interest Margin?

0.47%.

How many domestic offices does it operate?

When was it established?

11/05/1956.

What is the Return on Assets (ROA)?

-8.54%.

How much are total loans and leases?

$0 (latest filing).

What is the total interest income (latest filing)?

$90.00k.