Liberty Bank, Inc.
Salt Lake City, UT
IDRSSD: 593771
Total Assets
$13.06M
Latest filing
Total Deposits
$8.01M
Latest filing
Net Interest Margin
1.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Liberty Bank, Inc.
79 S Main St
Salt Lake City, UT 84111
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/05/1956FDIC Certificate 35996
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Liberty Bank, Inc. (Main) | 79 S Main St | Salt Lake City, UT | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/05/1956 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 84111 |
| State and County Number | 49035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Salt Lake City, UT |
Operational Info
| Number of Employees | 4 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/11/2024 |
| Date of Deposit Insurance | 10/20/1986 |
| Primary Insurance Agency | DIF |
| Website | www.libertybankofutah.com |
| Data Updated | 11/14/2025 |
| CERT | 26816 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $13.06M |
| Total Deposits | $8.01M |
| Total Liabilities | $8.25M |
| Total Equity Capital | $4.81M |
| Net Income | $-90,000 |
| Net Loans and Leases | $0 |
| Assets Per Employee ($Millions) | $3.27M |
| Bank Premises and Fixed Assets | $0 |
| Cash and Balances due from Depository Institutions | $9.99M |
| Deposits Held in Domestic Offices | $8.01M |
Key Performance Ratios
| Return on Assets (ROA) | -2.73% |
| Return on Equity (ROE) | -7.41% |
| Net Interest Margin | 1.1% |
| Efficiency Ratio | 519.35% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 36.837% |
| Earning Assets to total Assets | 79.88% |
Income and Expense
| Total Interest Income | $114.00k |
| Total Noninterest Income | $2.00k |
| Total Interest Expense | $85.00k |
| Total Noninterest Expense | $161.00k |
| Net Interest Income | $29.00k |
| Pre-tax Net Operating Income | $-130,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $240.00k |
| Total Liabilities and Capital | $13.06M |
Securities
| Securities | $448.00k |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $448.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty Bank, Inc.?
$13.06M as of the latest filing.
How much are Liberty Bank, Inc.'s total deposits?
$8.01M in total deposits.
Where is Liberty Bank, Inc. located?
Salt Lake City, UT.
What is the Net Interest Margin?
1.10%.
How many domestic offices does it operate?
1.
When was it established?
11/05/1956.
What is the Return on Assets (ROA)?
-2.73%.
How much are total loans and leases?
$0 (latest filing).
What is the total interest income (latest filing)?
$114.00k.