Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1979
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	84115
State and County Number	49035
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	12
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	San Francisco
Core Based Statistical Area Name	Salt Lake City, UT

Operational Info

Number of Employees	9
Domestic Offices	1
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/31/2022
Date of Deposit Insurance	10/03/1986
Primary Insurance Agency	DIF
Website	http://www.hsbutah.com
Data Updated	11/14/2025
CERT	26798
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$116.91M
Total Deposits	$87.78M
Total Liabilities	$99.95M
Total Equity Capital	$16.95M
Net Income	$88.00k
Net Loans and Leases	$98.93M
Assets Per Employee ($Millions)	$12.99M
Bank Premises and Fixed Assets	$1.40M
Cash and Balances due from Depository Institutions	$13.53M
Deposits Held in Domestic Offices	$87.78M

Return on Assets (ROA)	0.3%
Return on Equity (ROE)	2.02%
Net Interest Margin	3.94%
Efficiency Ratio	76.35%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.51%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	14.501%
Earning Assets to total Assets	97.01%

Total Interest Income	$2.10M
Total Noninterest Income	$7.00k
Total Interest Expense	$998.00k
Total Noninterest Expense	$849.00k
Net Interest Income	$1.10M
Pre-tax Net Operating Income	$116.00k
Provision for Credit Losses	$147.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$11.00M
Federal Funds Sold & Reverse Repurchase Agreement	$999.00k
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$1.18M
Total Liabilities and Capital	$116.91M

Securities	$0
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Home Savings Bank?

$116.91M as of the latest filing.

How much are Home Savings Bank's total deposits?

$87.78M in total deposits.

Where is Home Savings Bank located?

Salt Lake City, UT.

What is the Net Interest Margin?

3.94%.

How many domestic offices does it operate?

When was it established?

01/01/1979.

What is the Return on Assets (ROA)?

0.3%.

How much are total loans and leases?

$98.93M (latest filing).

What is the total interest income (latest filing)?

$2.10M.