Home Savings Bank
Salt Lake City, UT
IDRSSD: 460770
Total Assets
$112.99M
Latest filing
Total Deposits
$89.83M
Latest filing
Net Interest Margin
3.54%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Home Savings Bank
3539 S Main St
Salt Lake City, UT 84115
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1979FDIC Certificate 35954
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Home Savings Bank (Main) | 3539 S Main St | Salt Lake City, UT | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1979 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 84115 |
| State and County Number | 49035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Salt Lake City, UT |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/03/1986 |
| Primary Insurance Agency | DIF |
| Website | http://www.hsbutah.com |
| Data Updated | 01/30/2026 |
| CERT | 26798 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $112.99M |
| Total Deposits | $89.83M |
| Total Liabilities | $95.77M |
| Total Equity Capital | $17.22M |
| Net Income | $266.00k |
| Net Loans and Leases | $95.73M |
| Assets Per Employee ($Millions) | $12.55M |
| Bank Premises and Fixed Assets | $1.39M |
| Cash and Balances due from Depository Institutions | $13.18M |
| Deposits Held in Domestic Offices | $89.83M |
Key Performance Ratios
| Return on Assets (ROA) | 0.93% |
| Return on Equity (ROE) | 6.23% |
| Net Interest Margin | 3.54% |
| Efficiency Ratio | 69.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.239% |
| Earning Assets to total Assets | 97.22% |
Income and Expense
| Total Interest Income | $1.97M |
| Total Noninterest Income | $13.00k |
| Total Interest Expense | $981.00k |
| Total Noninterest Expense | $696.00k |
| Net Interest Income | $989.00k |
| Pre-tax Net Operating Income | $353.00k |
| Provision for Credit Losses | $-47,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $999.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $945.00k |
| Total Liabilities and Capital | $112.99M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Home Savings Bank?
$112.99M as of the latest filing.
How much are Home Savings Bank's total deposits?
$89.83M in total deposits.
Where is Home Savings Bank located?
Salt Lake City, UT.
What is the Net Interest Margin?
3.54%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1979.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$95.73M (latest filing).
What is the total interest income (latest filing)?
$1.97M.