First Utah Bank
Salt Lake City, UT
IDRSSD: 207872
Total Assets
$855.70M
Latest filing
Total Deposits
$734.40M
Latest filing
Net Interest Margin
4.79%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Utah Bank
3826 S 2300 E
Salt Lake City, UT 84109
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/19/1978FDIC Certificate 15875
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Utah Bank (Main) | 3826 S 2300 E | Salt Lake City, UT |
| MIDVALE BRANCH | 7070 S State St | Midvale, UT |
| SANDY BRANCH | 11015 S State St | Sandy, UT |
| CITY CENTER BRANCH | 115 E 1300 S | Salt Lake City, UT |
| INTERNATIONAL BRANCH | 3123 S Redwood Rd | West Valley City, UT |
| RIVERTON OFFICE | 4168 W 12600 S | Riverton, UT |
| LEHI BRANCH | 3601 N Digital Dr | Lehi, UT |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/19/1978 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 84109 |
| State and County Number | 49035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Salt Lake City, UT |
Operational Info
| Number of Employees | 114 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/19/1978 |
| Primary Insurance Agency | DIF |
| Website | www.firstutahbank.com |
| Data Updated | 11/14/2025 |
| CERT | 22738 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $855.70M |
| Total Deposits | $734.40M |
| Total Liabilities | $773.79M |
| Total Equity Capital | $81.90M |
| Net Income | $2.87M |
| Net Loans and Leases | $662.63M |
| Assets Per Employee ($Millions) | $7.92M |
| Bank Premises and Fixed Assets | $14.40M |
| Cash and Balances due from Depository Institutions | $41.27M |
| Deposits Held in Domestic Offices | $734.40M |
Key Performance Ratios
| Return on Assets (ROA) | 1.34% |
| Return on Equity (ROE) | 14.26% |
| Net Interest Margin | 4.79% |
| Efficiency Ratio | 55.88% |
| Tier 1 Risk-Based Capital Ratio | 11.121% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.56% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.572% |
| Earning Assets to total Assets | 94.39% |
Income and Expense
| Total Interest Income | $14.64M |
| Total Noninterest Income | $1.71M |
| Total Interest Expense | $5.00M |
| Total Noninterest Expense | $6.35M |
| Net Interest Income | $9.65M |
| Pre-tax Net Operating Income | $3.81M |
| Provision for Credit Losses | $1.20M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $30.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.39M |
| Total Liabilities and Capital | $855.70M |
Securities
| Securities | $114.74M |
| Available-for-sale debt securities | $44.76M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $69.98M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Utah Bank?
$855.70M as of the latest filing.
How much are First Utah Bank's total deposits?
$734.40M in total deposits.
Where is First Utah Bank located?
Salt Lake City, UT.
What is the Net Interest Margin?
4.79%.
How many domestic offices does it operate?
7.
When was it established?
10/19/1978.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$662.63M (latest filing).
What is the total interest income (latest filing)?
$14.64M.