Brighton Bank
Salt Lake City, UT
IDRSSD: 406974
Total Assets
$317.06M
Latest filing
Total Deposits
$274.55M
Latest filing
Net Interest Margin
4.89%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
124302503SALT LAKE CITY, UT
Key People
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Locations
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Main Office
Brighton Bank
7101 S Highland Dr
Salt Lake City, UT 84121
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/03/1978FDIC Certificate 15750
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Brighton Bank (Main) | 7101 S Highland Dr | Salt Lake City, UT |
| MIDTOWN BRANCH | 1420 S 300 W | Salt Lake City, UT |
| SOUTH SALT LAKE BRANCH | 93 W 3300 S | Salt Lake City, UT |
| CITY CENTER BRANCH | 311 S State St | Salt Lake City, UT |
| SOUTH TOWNE OFFICE BRANCH | 136 W 12300 S | Draper, UT |
| BRIGHTON BANK MESSENGER SERVICE BRANCH | 7101 S Highland Drive | Salt Lake City, UT |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/03/1978 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 84121 |
| State and County Number | 49035 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Salt Lake City, UT |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/03/1978 |
| Primary Insurance Agency | DIF |
| Website | www.brightonbank.com |
| Data Updated | 01/30/2026 |
| CERT | 22578 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $317.06M |
| Total Deposits | $274.55M |
| Total Liabilities | $285.26M |
| Total Equity Capital | $31.80M |
| Net Income | $999.00k |
| Net Loans and Leases | $212.98M |
| Assets Per Employee ($Millions) | $6.34M |
| Bank Premises and Fixed Assets | $5.76M |
| Cash and Balances due from Depository Institutions | $39.96M |
| Deposits Held in Domestic Offices | $274.55M |
Key Performance Ratios
| Return on Assets (ROA) | 1.23% |
| Return on Equity (ROE) | 12.67% |
| Net Interest Margin | 4.89% |
| Efficiency Ratio | 52.16% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.03% |
| Earning Assets to total Assets | 94.46% |
Income and Expense
| Total Interest Income | $4.91M |
| Total Noninterest Income | $292.00k |
| Total Interest Expense | $1.16M |
| Total Noninterest Expense | $2.10M |
| Net Interest Income | $3.74M |
| Pre-tax Net Operating Income | $999.00k |
| Provision for Credit Losses | $932.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $775.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.21M |
| Total Liabilities and Capital | $317.06M |
Securities
| Securities | $47.73M |
| Available-for-sale debt securities | $47.73M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Brighton Bank?
$317.06M as of the latest filing.
How much are Brighton Bank's total deposits?
$274.55M in total deposits.
Where is Brighton Bank located?
Salt Lake City, UT.
What is the Net Interest Margin?
4.89%.
How many domestic offices does it operate?
6.
When was it established?
01/03/1978.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$212.98M (latest filing).
What is the total interest income (latest filing)?
$4.91M.