Redemption Bank

Salt Lake City, UT
IDRSSD: 617275
Total Assets
$72.48M
Latest filing
Total Deposits
$57.61M
Latest filing
Net Interest Margin
5.26%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Redemption Bank
2020 E Murray Holladay Road
Salt Lake City, UT 84117
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/20/1974FDIC Certificate 14833

Branches (0)

Page 1 of 1
NameAddressCity / State
No branch data available.
Redemption Bank (Main)2020 E Murray Holladay RoadSalt Lake City, UT

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/20/1974
Community BankYes
Ownership TypeNot Mutual
ZIP84117
State and County Number49035
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameSalt Lake City, UT

Operational Info

Number of Employees14
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/11/2025
Date of Deposit Insurance02/20/1974
Primary Insurance AgencyDIF
Websitewww.redemptionbank.com
Data Updated11/14/2025
CERT21448
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$72.48M
Total Deposits$57.61M
Total Liabilities$58.04M
Total Equity Capital$14.44M
Net Income$166.00k
Net Loans and Leases$48.22M
Assets Per Employee ($Millions)$4.83M
Bank Premises and Fixed Assets$121.00k
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$57.61M

Key Performance Ratios

Return on Assets (ROA)0.87%
Return on Equity (ROE)4.62%
Net Interest Margin5.26%
Efficiency Ratio76.16%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.58%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets19.925%
Earning Assets to total Assets95.76%

Income and Expense

Total Interest Income$1.30M
Total Noninterest Income$195.00k
Total Interest Expense$333.00k
Total Noninterest Expense$888.00k
Net Interest Income$971.00k
Pre-tax Net Operating Income$166.00k
Provision for Credit Losses$112.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$39.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$425.00k
Total Liabilities and Capital$72.48M

Securities

Securities$3.00M
Available-for-sale debt securities$3.00M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Redemption Bank?
$72.48M as of the latest filing.
How much are Redemption Bank's total deposits?
$57.61M in total deposits.
Where is Redemption Bank located?
Salt Lake City, UT.
What is the Net Interest Margin?
5.26%.
How many domestic offices does it operate?
1.
When was it established?
02/20/1974.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$48.22M (latest filing).
What is the total interest income (latest filing)?
$1.30M.