Gorham Savings Bank
Gorham, ME
IDRSSD: 241607
Total Assets
$1.61B
Latest filing
Total Deposits
$1.39B
Latest filing
Net Interest Margin
2.46%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1868 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 04038 |
| State and County Number | 23005 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Portland-South Portland, ME |
Operational Info
| Number of Employees | 195 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2025 |
| Date of Deposit Insurance | 04/18/1957 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 17748 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.61B |
| Total Deposits | $1.39B |
| Total Liabilities | $1.49B |
| Total Equity Capital | $116.22M |
| Net Income | $998.00k |
| Net Loans and Leases | $1.27B |
| Assets Per Employee ($Millions) | $8.25M |
| Bank Premises and Fixed Assets | $23.25M |
| Cash and Balances due from Depository Institutions | $29.13M |
| Deposits Held in Domestic Offices | $1.39B |
Key Performance Ratios
| Return on Assets (ROA) | 0.25% |
| Return on Equity (ROE) | 3.34% |
| Net Interest Margin | 2.46% |
| Efficiency Ratio | 91.62% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.227% |
| Earning Assets to total Assets | 93.04% |
Income and Expense
| Total Interest Income | $18.29M |
| Total Noninterest Income | $2.27M |
| Total Interest Expense | $9.11M |
| Total Noninterest Expense | $10.54M |
| Net Interest Income | $9.19M |
| Pre-tax Net Operating Income | $244.00k |
| Provision for Credit Losses | $674.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $76.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.48M |
| All Other Liabilities | $18.98M |
| Total Liabilities and Capital | $1.61B |
Securities
| Securities | $213.94M |
| Available-for-sale debt securities | $207.19M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $6.75M |
| Subordinated Debt | $0 |
| Trading Account Assets | $5.76M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Gorham Savings Bank?
$1.61B as of the latest filing.
How much are Gorham Savings Bank's total deposits?
$1.39B in total deposits.
Where is Gorham Savings Bank located?
Gorham, ME.
What is the Net Interest Margin?
2.46%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1868.
What is the Return on Assets (ROA)?
0.25%.
How much are total loans and leases?
$1.27B (latest filing).
What is the total interest income (latest filing)?
$18.29M.