Skowhegan Savings Bank
Skowhegan, ME
IDRSSD: 401906
Total Assets
$842.00M
Latest filing
Total Deposits
$709.38M
Latest filing
Net Interest Margin
3.91%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
211274476SKOWHEGAN, ME
Key People
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Locations
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Main Office
Skowhegan Savings Bank
13 Elm St
Skowhegan, ME 04976
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/02/1869FDIC Certificate 13332
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Skowhegan Savings Bank (Main) | 13 Elm St | Skowhegan, ME |
| RANGELEY BRANCH | 2484 Main St | Rangeley, ME |
| FAIRFIELD BRANCH | 92 Main St | Fairfield, ME |
| NORRIDGEWOCK BRANCH | 9 Main St | Norridgewock, ME |
| BINGHAM BRANCH | 284 Main St | Bingham, ME |
| DEXTER BRANCH | 81 Church St | Dexter, ME |
| MADISON BRANCH | 188 Main St | Madison, ME |
| JACKMAN BRANCH | 613 Main St | Jackman, ME |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 10/02/1869 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 04976 |
| State and County Number | 23025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 142 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 01/01/1966 |
| Primary Insurance Agency | DIF |
| Website | www.skowhegan.com |
| Data Updated | 01/30/2026 |
| CERT | 19532 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $842.00M |
| Total Deposits | $709.38M |
| Total Liabilities | $723.98M |
| Total Equity Capital | $118.02M |
| Net Income | $2.19M |
| Net Loans and Leases | $607.42M |
| Assets Per Employee ($Millions) | $5.89M |
| Bank Premises and Fixed Assets | $12.84M |
| Cash and Balances due from Depository Institutions | $20.27M |
| Deposits Held in Domestic Offices | $709.38M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 7.52% |
| Net Interest Margin | 3.91% |
| Efficiency Ratio | 76.48% |
| Tier 1 Risk-Based Capital Ratio | 22.816% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.016% |
| Earning Assets to total Assets | 93.76% |
Income and Expense
| Total Interest Income | $10.11M |
| Total Noninterest Income | $1.50M |
| Total Interest Expense | $2.39M |
| Total Noninterest Expense | $7.04M |
| Net Interest Income | $7.71M |
| Pre-tax Net Operating Income | $2.24M |
| Provision for Credit Losses | $-73,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.23M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.38M |
| Total Liabilities and Capital | $842.00M |
Securities
| Securities | $173.71M |
| Available-for-sale debt securities | $156.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Skowhegan Savings Bank?
$842.00M as of the latest filing.
How much are Skowhegan Savings Bank's total deposits?
$709.38M in total deposits.
Where is Skowhegan Savings Bank located?
Skowhegan, ME.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
13.
When was it established?
10/02/1869.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$607.42M (latest filing).
What is the total interest income (latest filing)?
$10.11M.