Maine Community Bank
Portland, ME
IDRSSD: 499501
Total Assets
$2.78B
Latest filing
Total Deposits
$2.32B
Latest filing
Net Interest Margin
3.77%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Maine Community Bank
1 India St
Portland, ME 04101
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/27/1867FDIC Certificate 11697
Branches (22)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Maine Community Bank (Main) | 1 India St | Portland, ME |
| MECHANIC SAVINGS BR | 100 Minot Ave | Auburn, ME |
| GORHAM SAVINGS BANK BRANCH | 64 Main St | Gorham, ME |
| ALFRED STREET BRANCH | 473 Alfred St | Biddeford, ME |
| WATERBORO MAIN STREET BRANCH | 846 Main St | Waterboro, ME |
| STANDISH BRANCH | 1 Colonial Dr | Standish, ME |
| WINDHAM BRANCH | 766 Roosevelt Trl | Windham, ME |
| SCARBOROUGH HANNAFORD DRIVE BRANCH | 38 Hannaford Dr | Scarborough, ME |
Showing 7 of 22
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 07/27/1867 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 04101 |
| State and County Number | 23005 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Portland-South Portland, ME |
Operational Info
| Number of Employees | 348 |
| Domestic Offices | 23 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/31/2025 |
| Date of Deposit Insurance | 04/04/1957 |
| Primary Insurance Agency | DIF |
| Website | www.maine.bank |
| Data Updated | 11/14/2025 |
| CERT | 17741 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.78B |
| Total Deposits | $2.32B |
| Total Liabilities | $2.53B |
| Total Equity Capital | $251.28M |
| Net Income | $3.29M |
| Net Loans and Leases | $2.29B |
| Assets Per Employee ($Millions) | $8.05M |
| Bank Premises and Fixed Assets | $52.03M |
| Cash and Balances due from Depository Institutions | $44.23M |
| Deposits Held in Domestic Offices | $2.32B |
Key Performance Ratios
| Return on Assets (ROA) | 0.48% |
| Return on Equity (ROE) | 5.31% |
| Net Interest Margin | 3.77% |
| Efficiency Ratio | 85.58% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.045% |
| Earning Assets to total Assets | 92.84% |
Income and Expense
| Total Interest Income | $37.08M |
| Total Noninterest Income | $2.85M |
| Total Interest Expense | $12.95M |
| Total Noninterest Expense | $23.63M |
| Net Interest Income | $24.13M |
| Pre-tax Net Operating Income | $3.34M |
| Provision for Credit Losses | $9.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $159.11M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $10.27M |
| All Other Liabilities | $32.63M |
| Total Liabilities and Capital | $2.78B |
Securities
| Securities | $248.20M |
| Available-for-sale debt securities | $229.47M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $6.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $14.17M |
| Trading Liabilities | $7.14M |
Frequently Asked Questions
What are the total assets of Maine Community Bank?
$2.78B as of the latest filing.
How much are Maine Community Bank's total deposits?
$2.32B in total deposits.
Where is Maine Community Bank located?
Portland, ME.
What is the Net Interest Margin?
3.77%.
How many domestic offices does it operate?
23.
When was it established?
07/27/1867.
What is the Return on Assets (ROA)?
0.48%.
How much are total loans and leases?
$2.29B (latest filing).
What is the total interest income (latest filing)?
$37.08M.