Katahdin Trust Company

Patten, ME
IDRSSD: 327305
Total Assets
$1.09B
Latest filing
Total Deposits
$937.89M
Latest filing
Net Interest Margin
4.01%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/07/1918
Community BankYes
Ownership TypeNot Mutual
ZIP04765
State and County Number23019
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number01
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBangor, ME

Operational Info

Number of Employees174
Domestic Offices17
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.katahdintrust.com
Data Updated11/14/2025
CERT12874
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.09B
Total Deposits$937.89M
Total Liabilities$983.60M
Total Equity Capital$105.50M
Net Income$2.75M
Net Loans and Leases$842.34M
Assets Per Employee ($Millions)$6.02M
Bank Premises and Fixed Assets$17.00M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$937.89M

Key Performance Ratios

Return on Assets (ROA)1.01%
Return on Equity (ROE)10.66%
Net Interest Margin4.01%
Efficiency Ratio67.23%
Tier 1 Risk-Based Capital Ratio13.374%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.687%
Earning Assets to total Assets92.92%

Income and Expense

Total Interest Income$14.38M
Total Noninterest Income$1.18M
Total Interest Expense$4.26M
Total Noninterest Expense$7.60M
Net Interest Income$10.12M
Pre-tax Net Operating Income$3.37M
Provision for Credit Losses$339.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$30.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$15.71M
Total Liabilities and Capital$1.09B

Securities

Securities$163.70M
Available-for-sale debt securities$163.29M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Katahdin Trust Company?
$1.09B as of the latest filing.
How much are Katahdin Trust Company's total deposits?
$937.89M in total deposits.
Where is Katahdin Trust Company located?
Patten, ME.
What is the Net Interest Margin?
4.01%.
How many domestic offices does it operate?
17.
When was it established?
03/07/1918.
What is the Return on Assets (ROA)?
1.01%.
How much are total loans and leases?
$842.34M (latest filing).
What is the total interest income (latest filing)?
$14.38M.