Saco & Biddeford Savings Institution

Saco, ME
IDRSSD: 339607
Total Assets
$1.44B
Latest filing
Total Deposits
$1.05B
Latest filing
Net Interest Margin
Profitability

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date02/21/1827
Community BankYes
Ownership TypeMutual
ZIP04072
State and County Number23031
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code42
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NamePortland-South Portland, ME

Operational Info

Number of Employees194
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance04/04/1957
Primary Insurance AgencyDIF
Websitewww.sbsavings.bank
Data Updated10/31/2025
CERT17743
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.44B
Total Deposits$1.05B
Total Liabilities$1.31B
Total Equity Capital$0
Net Income$1.29M
Net Loans and Leases$1.17B
Assets Per Employee ($Millions)$0M
Bank Premises and Fixed Assets$0
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$0

Key Performance Ratios

Return on Assets (ROA)0%
Return on Equity (ROE)0%
Net Interest Margin0%
Efficiency Ratio0%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets0%
Earning Assets to total Assets0%

Income and Expense

Total Interest Income$16.99M
Total Noninterest Income$2.87M
Total Interest Expense$9.31M
Total Noninterest Expense$9.03M
Net Interest Income$7.68M
Pre-tax Net Operating Income$0
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$0
Total Liabilities and Capital$0

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

About Saco & Biddeford Savings Institution

Explore the latest call report data for Saco & Biddeford Savings Institution. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of Saco & Biddeford Savings Institution?
$1.44B as of the latest filing.
How much are Saco & Biddeford Savings Institution's total deposits?
$1.05B in total deposits.
Where is Saco & Biddeford Savings Institution located?
Saco, ME.
What is the Net Interest Margin?
Not available.
Is this bank FDIC insured?
Institutions that are currently open and insured by the FDIC.
How many domestic offices does it operate?
7.
When was it established?
02/21/1827.
Who is the primary regulator?
FDIC.