Norway Savings Bank
Norway, ME
IDRSSD: 289702
Total Assets
$2.10B
Latest filing
Total Deposits
$1.62B
Latest filing
Net Interest Margin
3.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Norway Savings Bank
261 Main St
Norway, ME 04268
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1866FDIC Certificate 11623
Branches (24)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Norway Savings Bank (Main) | 261 Main St | Norway, ME |
| BRUNSWICK MAIN BRANCH | 83 Maine St | Brunswick, ME |
| PORTLAND CONGRESS ST BRANCH | 1200 Congress St | Portland, ME |
| COOK'S CORNER BRANCH | 14 Gurnet Rd | Brunswick, ME |
| FREEPORT BRANCH | 8 Mallett Dr | Freeport, ME |
| BRIDGTON BRANCH | 1 Harrison Rd | Bridgton, ME |
| FRYEBURG BRANCH | 557 Main St | Fryeburg, ME |
| NAPLES BRANCH | 621 Roosevelt Trl | Naples, ME |
Showing 7 of 24
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1866 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 04268 |
| State and County Number | 23017 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 322 |
| Domestic Offices | 25 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/27/1956 |
| Primary Insurance Agency | DIF |
| Website | www.norwaysavings.bank |
| Data Updated | 11/14/2025 |
| CERT | 17658 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.10B |
| Total Deposits | $1.62B |
| Total Liabilities | $1.84B |
| Total Equity Capital | $251.10M |
| Net Income | $7.80M |
| Net Loans and Leases | $1.50B |
| Assets Per Employee ($Millions) | $6.85M |
| Bank Premises and Fixed Assets | $47.67M |
| Cash and Balances due from Depository Institutions | $39.89M |
| Deposits Held in Domestic Offices | $1.62B |
Key Performance Ratios
| Return on Assets (ROA) | 1.5% |
| Return on Equity (ROE) | 12.73% |
| Net Interest Margin | 3.45% |
| Efficiency Ratio | 68.17% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.982% |
| Earning Assets to total Assets | 94.01% |
Income and Expense
| Total Interest Income | $25.31M |
| Total Noninterest Income | $2.86M |
| Total Interest Expense | $8.49M |
| Total Noninterest Expense | $13.41M |
| Net Interest Income | $16.81M |
| Pre-tax Net Operating Income | $5.92M |
| Provision for Credit Losses | $343.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $198.29M |
| Federal Funds Sold & Reverse Repurchase Agreement | $50.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $26.29M |
| Total Liabilities and Capital | $2.10B |
Securities
| Securities | $450.57M |
| Available-for-sale debt securities | $391.45M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $6.63M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Norway Savings Bank?
$2.10B as of the latest filing.
How much are Norway Savings Bank's total deposits?
$1.62B in total deposits.
Where is Norway Savings Bank located?
Norway, ME.
What is the Net Interest Margin?
3.45%.
How many domestic offices does it operate?
25.
When was it established?
01/01/1866.
What is the Return on Assets (ROA)?
1.5%.
How much are total loans and leases?
$1.50B (latest filing).
What is the total interest income (latest filing)?
$25.31M.