Norway Savings Bank

Norway, ME
IDRSSD: 289702
Total Assets
$2.08B
Latest filing
Total Deposits
$1.59B
Latest filing
Net Interest Margin
3.53%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

211274515NORWAY, ME

Key People

Loading leadership data...

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Norway Savings Bank
261 Main St
Norway, ME 04268
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1866FDIC Certificate 11623

Branches (24)

Page 1 of 4
NameAddressCity / State
Norway Savings Bank (Main)261 Main StNorway, ME
BRUNSWICK MAIN BRANCH83 Maine StBrunswick, ME
PORTLAND CONGRESS ST BRANCH1200 Congress StPortland, ME
COOK'S CORNER BRANCH14 Gurnet RdBrunswick, ME
FREEPORT BRANCH8 Mallett DrFreeport, ME
BRIDGTON BRANCH1 Harrison RdBridgton, ME
FRYEBURG BRANCH557 Main StFryeburg, ME
NAPLES BRANCH621 Roosevelt TrlNaples, ME
Showing 7 of 24

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1866
Community BankYes
Ownership TypeNot Mutual
ZIP04268
State and County Number23017
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number01
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees306
Domestic Offices25
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance07/27/1956
Primary Insurance AgencyDIF
Websitewww.norwaysavings.bank
Data Updated01/30/2026
CERT17658
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.08B
Total Deposits$1.59B
Total Liabilities$1.82B
Total Equity Capital$257.61M
Net Income$3.96M
Net Loans and Leases$1.54B
Assets Per Employee ($Millions)$6.57M
Bank Premises and Fixed Assets$47.36M
Cash and Balances due from Depository Institutions$31.02M
Deposits Held in Domestic Offices$1.59B

Key Performance Ratios

Return on Assets (ROA)0.76%
Return on Equity (ROE)6.23%
Net Interest Margin3.53%
Efficiency Ratio76.54%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.372%
Earning Assets to total Assets93.95%

Income and Expense

Total Interest Income$25.50M
Total Noninterest Income$2.72M
Total Interest Expense$8.19M
Total Noninterest Expense$15.33M
Net Interest Income$17.31M
Pre-tax Net Operating Income$4.14M
Provision for Credit Losses$565.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$205.03M
Federal Funds Sold & Reverse Repurchase Agreement$50.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$24.86M
Total Liabilities and Capital$2.08B

Securities

Securities$410.16M
Available-for-sale debt securities$355.40M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$5.63M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Norway Savings Bank?
$2.08B as of the latest filing.
How much are Norway Savings Bank's total deposits?
$1.59B in total deposits.
Where is Norway Savings Bank located?
Norway, ME.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
25.
When was it established?
01/01/1866.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$1.54B (latest filing).
What is the total interest income (latest filing)?
$25.50M.