Kennebunk Savings Bank
Kennebunk, ME
IDRSSD: 247908
Total Assets
$1.97B
Latest filing
Total Deposits
$1.69B
Latest filing
Net Interest Margin
3.74%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 05/01/1871 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 04043 |
| State and County Number | 23031 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Portland-South Portland, ME |
Operational Info
| Number of Employees | 317 |
| Domestic Offices | 17 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.kennebunksavings.com |
| Data Updated | 11/14/2025 |
| CERT | 13063 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.97B |
| Total Deposits | $1.69B |
| Total Liabilities | $1.80B |
| Total Equity Capital | $172.81M |
| Net Income | $4.20M |
| Net Loans and Leases | $1.58B |
| Assets Per Employee ($Millions) | $6.72M |
| Bank Premises and Fixed Assets | $34.66M |
| Cash and Balances due from Depository Institutions | $51.12M |
| Deposits Held in Domestic Offices | $1.69B |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 9.95% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 69.81% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.781% |
| Earning Assets to total Assets | 93.24% |
Income and Expense
| Total Interest Income | $23.71M |
| Total Noninterest Income | $3.22M |
| Total Interest Expense | $6.72M |
| Total Noninterest Expense | $14.14M |
| Net Interest Income | $16.99M |
| Pre-tax Net Operating Income | $5.25M |
| Provision for Credit Losses | $817.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $83.52M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $18.83M |
| Total Liabilities and Capital | $1.97B |
Securities
| Securities | $225.51M |
| Available-for-sale debt securities | $223.02M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kennebunk Savings Bank?
$1.97B as of the latest filing.
How much are Kennebunk Savings Bank's total deposits?
$1.69B in total deposits.
Where is Kennebunk Savings Bank located?
Kennebunk, ME.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
17.
When was it established?
05/01/1871.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$1.58B (latest filing).
What is the total interest income (latest filing)?
$23.71M.