Kennebunk Savings Bank
Kennebunk, ME
IDRSSD: 247908
Total Assets
$2.01B
Latest filing
Total Deposits
$1.63B
Latest filing
Net Interest Margin
3.76%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
211274502KENNEBUNK, ME
Key People
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Locations
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Main Office
Kennebunk Savings Bank
104 Main St
Kennebunk, ME 04043
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/01/1871FDIC Certificate 8258
Branches (16)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Kennebunk Savings Bank (Main) | 104 Main St | Kennebunk, ME |
| YORK BRANCH | 16 Woodbridge Rd | York, ME |
| NORTH BERWICK BRANCH | 8 Main St | North Berwick, ME |
| WELLS BRANCH | 49 Sanford Rd | Wells, ME |
| LOWER VILLAGE BRANCH | 10 Western Ave | Kennebunk, ME |
| OGUNQUIT BRANCH | 25 Main St | Ogunquit, ME |
| ELIOT BRANCH | 7 Levesque Dr | Eliot, ME |
| SOUTH SANFORD BRANCH | 470 Main Street | Sanford, ME |
Showing 7 of 16
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 05/01/1871 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 04043 |
| State and County Number | 23031 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Portland-South Portland, ME |
Operational Info
| Number of Employees | 293 |
| Domestic Offices | 17 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.kennebunksavings.com |
| Data Updated | 01/30/2026 |
| CERT | 13063 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.01B |
| Total Deposits | $1.63B |
| Total Liabilities | $1.83B |
| Total Equity Capital | $179.61M |
| Net Income | $4.51M |
| Net Loans and Leases | $1.63B |
| Assets Per Employee ($Millions) | $6.94M |
| Bank Premises and Fixed Assets | $34.17M |
| Cash and Balances due from Depository Institutions | $48.77M |
| Deposits Held in Domestic Offices | $1.63B |
Key Performance Ratios
| Return on Assets (ROA) | 0.91% |
| Return on Equity (ROE) | 10.24% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 70.22% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.925% |
| Earning Assets to total Assets | 93.38% |
Income and Expense
| Total Interest Income | $24.33M |
| Total Noninterest Income | $3.55M |
| Total Interest Expense | $6.88M |
| Total Noninterest Expense | $14.78M |
| Net Interest Income | $17.46M |
| Pre-tax Net Operating Income | $5.82M |
| Provision for Credit Losses | $411.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $186.21M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $18.41M |
| Total Liabilities and Capital | $2.01B |
Securities
| Securities | $221.41M |
| Available-for-sale debt securities | $219.12M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kennebunk Savings Bank?
$2.01B as of the latest filing.
How much are Kennebunk Savings Bank's total deposits?
$1.63B in total deposits.
Where is Kennebunk Savings Bank located?
Kennebunk, ME.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
17.
When was it established?
05/01/1871.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$1.63B (latest filing).
What is the total interest income (latest filing)?
$24.33M.