Androscoggin Savings Bank
Lewiston, ME
IDRSSD: 132107
Total Assets
$1.78B
Latest filing
Total Deposits
$1.38B
Latest filing
Net Interest Margin
3.03%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Androscoggin Savings Bank
30 Lisbon St
Lewiston, ME 04240
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1870FDIC Certificate 11706
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Androscoggin Savings Bank (Main) | 30 Lisbon St | Lewiston, ME |
| JAY BRANCH | 6 Androscoggin Ln | Jay, ME |
| TURNER BRANCH | 207 Auburn Rd Route 4 | Turner, ME |
| SOUTH PARIS BRANCH | 170 Main St | South Paris, ME |
| SABATTUS STREET BRANCH | 505 Sabattus St | Lewiston, ME |
| MINOT AVENUE BRANCH | 683 Minot Ave | Auburn, ME |
| BRUNSWICK BRANCH | 208 1/2 Maine St | Brunswick, ME |
| LISBON FALLS BRANCH | 580 Lisbon St | Lisbon Falls, ME |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1870 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 04240 |
| State and County Number | 23001 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Lewiston-Auburn, ME |
Operational Info
| Number of Employees | 207 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 04/25/1957 |
| Primary Insurance Agency | DIF |
| Website | www.androscogginbank.com |
| Data Updated | 11/14/2025 |
| CERT | 17751 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.78B |
| Total Deposits | $1.38B |
| Total Liabilities | $1.60B |
| Total Equity Capital | $179.98M |
| Net Income | $2.73M |
| Net Loans and Leases | $1.47B |
| Assets Per Employee ($Millions) | $8.64M |
| Bank Premises and Fixed Assets | $9.26M |
| Cash and Balances due from Depository Institutions | $88.54M |
| Deposits Held in Domestic Offices | $1.38B |
Key Performance Ratios
| Return on Assets (ROA) | 0.58% |
| Return on Equity (ROE) | 5.79% |
| Net Interest Margin | 3.03% |
| Efficiency Ratio | 74.54% |
| Tier 1 Risk-Based Capital Ratio | 12.892% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.093% |
| Earning Assets to total Assets | 93.56% |
Income and Expense
| Total Interest Income | $21.65M |
| Total Noninterest Income | $2.22M |
| Total Interest Expense | $9.05M |
| Total Noninterest Expense | $11.05M |
| Net Interest Income | $12.60M |
| Pre-tax Net Operating Income | $3.27M |
| Provision for Credit Losses | $498.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $190.63M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $31.75M |
| Total Liabilities and Capital | $1.78B |
Securities
| Securities | $134.78M |
| Available-for-sale debt securities | $130.03M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $3.11M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Androscoggin Savings Bank?
$1.78B as of the latest filing.
How much are Androscoggin Savings Bank's total deposits?
$1.38B in total deposits.
Where is Androscoggin Savings Bank located?
Lewiston, ME.
What is the Net Interest Margin?
3.03%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1870.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$1.47B (latest filing).
What is the total interest income (latest filing)?
$21.65M.