Tri Counties Bank
Chico, CA
IDRSSD: 100562
Total Assets
$9.87B
Latest filing
Total Deposits
$8.34B
Latest filing
Net Interest Margin
4.07%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Tri Counties Bank
63 Constitution Dr
Chico, CA 95973
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/11/1975FDIC Certificate 15207
Branches (76)
Page 1 of 11| Name | Address | City / State |
|---|---|---|
| Tri Counties Bank (Main) | 63 Constitution Dr | Chico, CA |
| DALY CITY BRANCH | 6600 Mission St | Daly City, CA |
| REDDING SOUTH STREET BRANCH | 1327 South St | Redding, CA |
| SAN FRANCISCO DOWNTOWN BRANCH | 311 California Street | San Francisco, CA |
| WEED BRANCH | 303 Main St | Weed, CA |
| CRESCENT CITY BRANCH | 936 3rd St | Crescent City, CA |
| GUSTINE BRANCH | 319 5th St | Gustine, CA |
| MT. SHASTA BRANCH | 204 Chestnut St | Mount Shasta, CA |
Showing 7 of 76
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/11/1975 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 95973 |
| State and County Number | 06007 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Chico, CA |
Operational Info
| Number of Employees | 1,160 |
| Domestic Offices | 78 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/11/1975 |
| Primary Insurance Agency | DIF |
| Website | www.tcbk.com |
| Data Updated | 11/14/2025 |
| CERT | 21943 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $9.87B |
| Total Deposits | $8.34B |
| Total Liabilities | $8.54B |
| Total Equity Capital | $1.34B |
| Net Income | $33.30M |
| Net Loans and Leases | $6.89B |
| Assets Per Employee ($Millions) | $8.62M |
| Bank Premises and Fixed Assets | $96.42M |
| Cash and Balances due from Depository Institutions | $296.13M |
| Deposits Held in Domestic Offices | $8.34B |
Key Performance Ratios
| Return on Assets (ROA) | 1.35% |
| Return on Equity (ROE) | 9.88% |
| Net Interest Margin | 4.07% |
| Efficiency Ratio | 55.07% |
| Tier 1 Risk-Based Capital Ratio | 13.766% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.538% |
| Earning Assets to total Assets | 90.35% |
Income and Expense
| Total Interest Income | $119.99M |
| Total Noninterest Income | $17.58M |
| Total Interest Expense | $29.20M |
| Total Noninterest Expense | $60.16M |
| Net Interest Income | $90.78M |
| Pre-tax Net Operating Income | $47.54M |
| Provision for Credit Losses | $670.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $5.43M |
| Other borrowed funds | $17.04M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $181.14M |
| Total Liabilities and Capital | $9.87B |
Securities
| Securities | $1.84B |
| Available-for-sale debt securities | $1.74B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $95.45M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Tri Counties Bank?
$9.87B as of the latest filing.
How much are Tri Counties Bank's total deposits?
$8.34B in total deposits.
Where is Tri Counties Bank located?
Chico, CA.
What is the Net Interest Margin?
4.07%.
How many domestic offices does it operate?
78.
When was it established?
03/11/1975.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$6.89B (latest filing).
What is the total interest income (latest filing)?
$119.99M.