Georgia Banking Company
Atlanta, GA
IDRSSD: 3016347
Total Assets
$2.72B
Latest filing
Total Deposits
$2.19B
Latest filing
Net Interest Margin
4.49%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Georgia Banking Company
1776 Peachtree St Nw
Atlanta, GA 30309
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/01/2001FDIC Certificate 356828
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Georgia Banking Company (Main) | 1776 Peachtree St Nw | Atlanta, GA |
| GRIFFIN BRANCH | 1624 N Expressway | Griffin, GA |
| GEORGIA PRIMARY BANK BRANCH | 3880 Roswell Rd Ne | Atlanta, GA |
| DULUTH BRANCH | 6340 Sugarloaf Pkwy | Duluth, GA |
| LAWRENCEVILLE BRANCH | 690 Collins Hill Rd | Lawrenceville, GA |
| ALPHARETTA OFFICE BRANCH | 5225 Windward Pkwy | Alpharetta, GA |
| MARIETTA OFFICE BRANCH | 4895 Lower Roswell Rd | Marietta, GA |
| NORTH METRO FINANCIAL CENTER BRANCH | 6080 Bethelview Rd | Cumming, GA |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/01/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30309 |
| State and County Number | 13121 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Atlanta-Sandy Springs-Alpharetta, GA |
Operational Info
| Number of Employees | 228 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/01/2025 |
| Date of Deposit Insurance | 11/01/2001 |
| Primary Insurance Agency | DIF |
| Website | www.georgiabanking.com |
| Data Updated | 11/14/2025 |
| CERT | 57071 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.72B |
| Total Deposits | $2.19B |
| Total Liabilities | $2.47B |
| Total Equity Capital | $249.16M |
| Net Income | $8.16M |
| Net Loans and Leases | $2.22B |
| Assets Per Employee ($Millions) | $11.79M |
| Bank Premises and Fixed Assets | $56.44M |
| Cash and Balances due from Depository Institutions | $237.89M |
| Deposits Held in Domestic Offices | $2.19B |
Key Performance Ratios
| Return on Assets (ROA) | 1.23% |
| Return on Equity (ROE) | 13.35% |
| Net Interest Margin | 4.49% |
| Efficiency Ratio | 59.87% |
| Tier 1 Risk-Based Capital Ratio | 10.915% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.15% |
| Earning Assets to total Assets | 94.97% |
Income and Expense
| Total Interest Income | $43.77M |
| Total Noninterest Income | $1.45M |
| Total Interest Expense | $15.53M |
| Total Noninterest Expense | $17.93M |
| Net Interest Income | $28.25M |
| Pre-tax Net Operating Income | $11.03M |
| Provision for Credit Losses | $734.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $225.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $35.63M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $61.43M |
| Total Liabilities and Capital | $2.72B |
Securities
| Securities | $97.84M |
| Available-for-sale debt securities | $56.43M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $41.42M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Georgia Banking Company?
$2.72B as of the latest filing.
How much are Georgia Banking Company's total deposits?
$2.19B in total deposits.
Where is Georgia Banking Company located?
Atlanta, GA.
What is the Net Interest Margin?
4.49%.
How many domestic offices does it operate?
9.
When was it established?
11/01/2001.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$2.22B (latest filing).
What is the total interest income (latest filing)?
$43.77M.