Craft Bank
Atlanta, GA
IDRSSD: 5472880
Total Assets
$276.73M
Latest filing
Total Deposits
$238.81M
Latest filing
Net Interest Margin
5.76%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Craft Bank
1575 Northside Dr Nw
Atlanta, GA 30318
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/15/2020FDIC Certificate 619288
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Craft Bank (Main) | 1575 Northside Dr Nw | Atlanta, GA |
| ACCESS COBB BRANCH | 145 Church St Ne | Marietta, GA |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/15/2020 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30318 |
| State and County Number | 13121 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Atlanta-Sandy Springs-Alpharetta, GA |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/15/2020 |
| Primary Insurance Agency | DIF |
| Website | www.craft.bank |
| Data Updated | 11/14/2025 |
| CERT | 59209 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $276.73M |
| Total Deposits | $238.81M |
| Total Liabilities | $242.52M |
| Total Equity Capital | $34.21M |
| Net Income | $1.16M |
| Net Loans and Leases | $221.61M |
| Assets Per Employee ($Millions) | $11.07M |
| Bank Premises and Fixed Assets | $1.99M |
| Cash and Balances due from Depository Institutions | $44.84M |
| Deposits Held in Domestic Offices | $238.81M |
Key Performance Ratios
| Return on Assets (ROA) | 1.71% |
| Return on Equity (ROE) | 13.79% |
| Net Interest Margin | 5.76% |
| Efficiency Ratio | 59.22% |
| Tier 1 Risk-Based Capital Ratio | 13.763% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.362% |
| Earning Assets to total Assets | 96.22% |
Income and Expense
| Total Interest Income | $5.43M |
| Total Noninterest Income | $287.00k |
| Total Interest Expense | $1.70M |
| Total Noninterest Expense | $2.38M |
| Net Interest Income | $3.73M |
| Pre-tax Net Operating Income | $1.49M |
| Provision for Credit Losses | $152.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $2.61M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.71M |
| Total Liabilities and Capital | $276.73M |
Securities
| Securities | $1.54M |
| Available-for-sale debt securities | $1.54M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Craft Bank?
$276.73M as of the latest filing.
How much are Craft Bank's total deposits?
$238.81M in total deposits.
Where is Craft Bank located?
Atlanta, GA.
What is the Net Interest Margin?
5.76%.
How many domestic offices does it operate?
1.
When was it established?
10/15/2020.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$221.61M (latest filing).
What is the total interest income (latest filing)?
$5.43M.