Ameris Bank
Atlanta, GA
IDRSSD: 764030
Total Assets
$27.43B
Latest filing
Total Deposits
$22.46B
Latest filing
Net Interest Margin
3.99%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061201754ATLANTA, GA
Key People
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Locations
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Main Office
Ameris Bank
3490 Piedmont Rd Ne
Atlanta, GA 30305
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1971FDIC Certificate 14145
Branches (177)
Page 1 of 26| Name | Address | City / State |
|---|---|---|
| Ameris Bank (Main) | 3490 Piedmont Rd Ne | Atlanta, GA |
| DONALSONVILLE BRANCH | 109 W 3rd St | Donalsonville, GA |
| DOERUN BRANCH | 137 West Broad Avenue | Doerun, GA |
| 2ND STREET BRANCH | 735 2nd St W | Tifton, GA |
| PALATKA BRANCH | 601 Reid St | Palatka, FL |
| SOUTH IRWIN AVENUE BRANCH | 300 S Irwin Ave | Ocilla, GA |
| GAINESVILLE MAIN STREET BRANCH | 3361 N Main St | Gainesville, FL |
| JACKSON BRANCH | 210 S Oak St | Jackson, GA |
Showing 7 of 177
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/01/1971 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 30305 |
| State and County Number | 13121 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Atlanta-Sandy Springs-Alpharetta, GA |
Operational Info
| Number of Employees | 2,700 |
| Domestic Offices | 179 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/01/1971 |
| Primary Insurance Agency | DIF |
| Website | http://www.amerisbank.com |
| Data Updated | 01/30/2026 |
| CERT | 20504 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $27.43B |
| Total Deposits | $22.46B |
| Total Liabilities | $23.36B |
| Total Equity Capital | $4.07B |
| Net Income | $115.35M |
| Net Loans and Leases | $21.79B |
| Assets Per Employee ($Millions) | $10.26M |
| Bank Premises and Fixed Assets | $255.30M |
| Cash and Balances due from Depository Institutions | $1.09B |
| Deposits Held in Domestic Offices | $22.46B |
Key Performance Ratios
| Return on Assets (ROA) | 1.69% |
| Return on Equity (ROE) | 11.43% |
| Net Interest Margin | 3.99% |
| Efficiency Ratio | 43.41% |
| Tier 1 Risk-Based Capital Ratio | 13.435% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.34% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.837% |
| Earning Assets to total Assets | 91.28% |
Income and Expense
| Total Interest Income | $358.06M |
| Total Noninterest Income | $62.63M |
| Total Interest Expense | $109.83M |
| Total Noninterest Expense | $138.12M |
| Net Interest Income | $248.23M |
| Pre-tax Net Operating Income | $149.79M |
| Provision for Credit Losses | $22.95M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.92M |
| Other borrowed funds | $558.04M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $336.56M |
| Total Liabilities and Capital | $27.43B |
Securities
| Securities | $2.41B |
| Available-for-sale debt securities | $2.21B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $203.24M |
| Subordinated Debt | $0 |
| Trading Account Assets | $7.36M |
| Trading Liabilities | $7.60M |
Frequently Asked Questions
What are the total assets of Ameris Bank?
$27.43B as of the latest filing.
How much are Ameris Bank's total deposits?
$22.46B in total deposits.
Where is Ameris Bank located?
Atlanta, GA.
What is the Net Interest Margin?
3.99%.
How many domestic offices does it operate?
179.
When was it established?
10/01/1971.
What is the Return on Assets (ROA)?
1.69%.
How much are total loans and leases?
$21.79B (latest filing).
What is the total interest income (latest filing)?
$358.06M.