Morris Bank

Dublin, GA
IDRSSD: 423739
Total Assets
$1.54B
Latest filing
Total Deposits
$1.32B
Latest filing
Net Interest Margin
4.66%
Profitability

Locations

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Main Office
Morris Bank
301 Bellevue Ave
Dublin, GA 31021
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/29/1954FDIC Certificate 11848

Branches (8)

Page 1 of 2
NameAddressCity / State
Morris Bank (Main)301 Bellevue AveDublin, GA
FARMERS & MERCHANTS BRANCH201 N Main StStatesboro, GA
NORTH PARKER AVENUE BRANCH29 North Parker AvenueBrooklet, GA
DUBLIN MALL BRANCH2003 Veterans BlvdDublin, GA
S. HOUSTON LAKE ROAD OFFICE BRANCH464 S Houston Lake RdWarner Robins, GA
BRANNEN STREET BRANCH777 Brannen StStatesboro, GA
GRAY BRANCH110 Highway 18 ConnectorGray, GA
HIGHWAY 96 OFFICE1041 Georgia Highway 96Warner Robins, GA
Showing 7 of 8

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/29/1954
Community BankYes
Ownership TypeNot Mutual
ZIP31021
State and County Number13175
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameDublin, GA

Operational Info

Number of Employees178
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/02/1958
Primary Insurance AgencyDIF
Websitehttp://morrisstate.com
Data Updated11/14/2025
CERT17910
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.54B
Total Deposits$1.32B
Total Liabilities$1.34B
Total Equity Capital$200.44M
Net Income$9.56M
Net Loans and Leases$1.16B
Assets Per Employee ($Millions)$8.45M
Bank Premises and Fixed Assets$15.36M
Cash and Balances due from Depository Institutions$84.47M
Deposits Held in Domestic Offices$1.32B

Key Performance Ratios

Return on Assets (ROA)2.48%
Return on Equity (ROE)19.4%
Net Interest Margin4.66%
Efficiency Ratio36.31%
Tier 1 Risk-Based Capital Ratio14.442%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.3%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.029%
Earning Assets to total Assets95.39%

Income and Expense

Total Interest Income$23.80M
Total Noninterest Income$4.39M
Total Interest Expense$6.63M
Total Noninterest Expense$7.91M
Net Interest Income$17.16M
Pre-tax Net Operating Income$12.49M
Provision for Credit Losses$1.16M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$15.50M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$15.03M
Total Liabilities and Capital$1.54B

Securities

Securities$213.50M
Available-for-sale debt securities$22.25M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$191.30M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Morris Bank?
$1.54B as of the latest filing.
How much are Morris Bank's total deposits?
$1.32B in total deposits.
Where is Morris Bank located?
Dublin, GA.
What is the Net Interest Margin?
4.66%.
How many domestic offices does it operate?
9.
When was it established?
11/29/1954.
What is the Return on Assets (ROA)?
2.48%.
How much are total loans and leases?
$1.16B (latest filing).
What is the total interest income (latest filing)?
$23.80M.