PrimeSouth Bank
Blackshear, GA
IDRSSD: 1011638
Total Assets
$1.47B
Latest filing
Total Deposits
$1.25B
Latest filing
Net Interest Margin
4.71%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
PrimeSouth Bank
3473 Us Highway 84
Blackshear, GA 31516
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1891FDIC Certificate 3878
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| PrimeSouth Bank (Main) | 3473 Us Highway 84 | Blackshear, GA |
| PSB WAYCROSS BRANCH | 530 Memorial Dr | Waycross, GA |
| ST SIMONS BRANCH | 1795 Frederica Rd | Saint Simons Island, GA |
| BRUNSWICK BRANCH | 128 Altama Connector | Brunswick, GA |
| PRIMESOUTH BRANCH - JESUP | 375 W Cherry St | Jesup, GA |
| PRIMESOUTH BANK-BRUNSWICK BRANCH | 101 Hyde Park Cmns | Brunswick, GA |
| ATLANTIC NATIONAL BANK BRANCH | 710 Gloucester St | Brunswick, GA |
| FERNANDINA BEACH BRANCH | 1500 Sadler Rd | Fernandina Beach, FL |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1891 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31516 |
| State and County Number | 13229 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Waycross, GA |
Operational Info
| Number of Employees | 170 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/02/1934 |
| Primary Insurance Agency | DIF |
| Website | http://https://www.primesouth.com |
| Data Updated | 11/14/2025 |
| CERT | 5694 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.47B |
| Total Deposits | $1.25B |
| Total Liabilities | $1.31B |
| Total Equity Capital | $155.99M |
| Net Income | $7.22M |
| Net Loans and Leases | $1.18B |
| Assets Per Employee ($Millions) | $8.6M |
| Bank Premises and Fixed Assets | $10.93M |
| Cash and Balances due from Depository Institutions | $126.50M |
| Deposits Held in Domestic Offices | $1.25B |
Key Performance Ratios
| Return on Assets (ROA) | 2.01% |
| Return on Equity (ROE) | 19.06% |
| Net Interest Margin | 4.71% |
| Efficiency Ratio | 44.11% |
| Tier 1 Risk-Based Capital Ratio | 14.545% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.608% |
| Earning Assets to total Assets | 96.34% |
Income and Expense
| Total Interest Income | $22.36M |
| Total Noninterest Income | $2.23M |
| Total Interest Expense | $6.02M |
| Total Noninterest Expense | $8.42M |
| Net Interest Income | $16.34M |
| Pre-tax Net Operating Income | $9.47M |
| Provision for Credit Losses | $675.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $285.00k |
| Other borrowed funds | $55.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.03M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.30M |
| Total Liabilities and Capital | $1.47B |
Securities
| Securities | $124.56M |
| Available-for-sale debt securities | $124.56M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of PrimeSouth Bank?
$1.47B as of the latest filing.
How much are PrimeSouth Bank's total deposits?
$1.25B in total deposits.
Where is PrimeSouth Bank located?
Blackshear, GA.
What is the Net Interest Margin?
4.71%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1891.
What is the Return on Assets (ROA)?
2.01%.
How much are total loans and leases?
$1.18B (latest filing).
What is the total interest income (latest filing)?
$22.36M.