BankSouth
Greensboro, GA
IDRSSD: 88231
Total Assets
$1.56B
Latest filing
Total Deposits
$1.34B
Latest filing
Net Interest Margin
5.26%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061112364GREENSBORO, GA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
BankSouth
6340 Lake Oconee Pkwy
Greensboro, GA 30642
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/10/1946FDIC Certificate 10593
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| BankSouth (Main) | 6340 Lake Oconee Pkwy | Greensboro, GA |
| GREENSBORO BRANCH | 200 N East St | Greensboro, GA |
| DUBLIN BRANCH | 2040 Veterans Blvd | Dublin, GA |
| DEXTER BRANCH | 109 E Main St | Dexter, GA |
| WRIGHTSVILLE BRANCH | 2498 W Elm St | Wrightsville, GA |
| STATE BANK OF COCHRAN BRANCH | 112 E Beech St | Cochran, GA |
| SAVANNAH OFFICE BRANCH | 18 W Bryan St | Savannah, GA |
| FORUM BRANCH | 3290 Northside Pkwy Nw | Atlanta, GA |
Showing 7 of 9
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Farmers Bank
Greensboro, Georgia
→
Assets: $154.81MΔ -88.4%
PrimeSouth Bank
Blackshear, Georgia
→
Assets: $1.47BΔ +10.4%
PeoplesSouth Bank
Colquitt, Georgia
→
Assets: $1.17BΔ -12.1%
Morris Bank
Dublin, Georgia
→
Assets: $1.54BΔ +15.5%
Affinity Bank, National Association
Covington, Georgia
→
Assets: $924.94MΔ -30.6%
First American Bank and Trust Company
Athens, Georgia
→
Assets: $863.95MΔ -35.2%
Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 04/10/1946 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30642 |
| State and County Number | 13133 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 272 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.banksouth.com |
| Data Updated | 01/30/2026 |
| CERT | 16418 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.56B |
| Total Deposits | $1.34B |
| Total Liabilities | $1.40B |
| Total Equity Capital | $155.33M |
| Net Income | $6.09M |
| Net Loans and Leases | $1.20B |
| Assets Per Employee ($Millions) | $5.04M |
| Bank Premises and Fixed Assets | $11.53M |
| Cash and Balances due from Depository Institutions | $157.44M |
| Deposits Held in Domestic Offices | $1.34B |
Key Performance Ratios
| Return on Assets (ROA) | 1.69% |
| Return on Equity (ROE) | 15.97% |
| Net Interest Margin | 5.26% |
| Efficiency Ratio | 71.81% |
| Tier 1 Risk-Based Capital Ratio | 13.021% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.982% |
| Earning Assets to total Assets | 94.03% |
Income and Expense
| Total Interest Income | $24.20M |
| Total Noninterest Income | $7.47M |
| Total Interest Expense | $6.31M |
| Total Noninterest Expense | $18.21M |
| Net Interest Income | $17.89M |
| Pre-tax Net Operating Income | $7.15M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $144.00k |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $21.18M |
| Total Liabilities and Capital | $1.56B |
Securities
| Securities | $111.66M |
| Available-for-sale debt securities | $101.41M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $10.25M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankSouth?
$1.56B as of the latest filing.
How much are BankSouth's total deposits?
$1.34B in total deposits.
Where is BankSouth located?
Greensboro, GA.
What is the Net Interest Margin?
5.26%.
How many domestic offices does it operate?
5.
When was it established?
04/10/1946.
What is the Return on Assets (ROA)?
1.69%.
How much are total loans and leases?
$1.20B (latest filing).
What is the total interest income (latest filing)?
$24.20M.