BankSouth
Greensboro, GA
IDRSSD: 88231
Total Assets
$1.33B
Latest filing
Total Deposits
$1.13B
Latest filing
Net Interest Margin
4.46%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 04/10/1946 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30642 |
| State and County Number | 13133 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 269 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.banksouth.com |
| Data Updated | 11/14/2025 |
| CERT | 16418 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.33B |
| Total Deposits | $1.13B |
| Total Liabilities | $1.18B |
| Total Equity Capital | $149.57M |
| Net Income | $4.49M |
| Net Loans and Leases | $1.07B |
| Assets Per Employee ($Millions) | $4.9M |
| Bank Premises and Fixed Assets | $8.62M |
| Cash and Balances due from Depository Institutions | $138.10M |
| Deposits Held in Domestic Offices | $1.13B |
Key Performance Ratios
| Return on Assets (ROA) | 1.35% |
| Return on Equity (ROE) | 12.16% |
| Net Interest Margin | 4.46% |
| Efficiency Ratio | 75.39% |
| Tier 1 Risk-Based Capital Ratio | 14.831% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.224% |
| Earning Assets to total Assets | 94.37% |
Income and Expense
| Total Interest Income | $20.07M |
| Total Noninterest Income | $7.21M |
| Total Interest Expense | $6.01M |
| Total Noninterest Expense | $16.03M |
| Net Interest Income | $14.06M |
| Pre-tax Net Operating Income | $5.23M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $17.36M |
| Total Liabilities and Capital | $1.33B |
Securities
| Securities | $58.34M |
| Available-for-sale debt securities | $48.52M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $9.82M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankSouth?
$1.33B as of the latest filing.
How much are BankSouth's total deposits?
$1.13B in total deposits.
Where is BankSouth located?
Greensboro, GA.
What is the Net Interest Margin?
4.46%.
How many domestic offices does it operate?
5.
When was it established?
04/10/1946.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$1.07B (latest filing).
What is the total interest income (latest filing)?
$20.07M.