Metro City Bank
Doraville, GA
IDRSSD: 3437456
Total Assets
$3.63B
Latest filing
Total Deposits
$2.73B
Latest filing
Net Interest Margin
3.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Metro City Bank
5114 Buford Hwy Ne
Doraville, GA 30340
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/04/2006FDIC Certificate 441400
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Metro City Bank (Main) | 5114 Buford Hwy Ne | Doraville, GA |
| DALLAS BRANCH | 9788 Walnut St | Dallas, TX |
| OPELIKA BRANCH | 1805 Gateway Dr | Opelika, AL |
| DULUTH BRANCH | 3725 Old Norcross Rd | Duluth, GA |
| JOHNS CREEK BRANCH | 10820 Abbotts Bridge Rd | Johns Creek, GA |
| GRAND PRAIRIE BRANCH | 2615 W Pioneer Pkwy | Grand Prairie, TX |
| SUWANEE BRANCH | 2790 Lawrenceville Suwanee Rd | Suwanee, GA |
| NORCROSS BRANCH | 5385 Jimmy Carter Blvd | Norcross, GA |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/04/2006 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 30340 |
| State and County Number | 13089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Atlanta-Sandy Springs-Alpharetta, GA |
Operational Info
| Number of Employees | 234 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/04/2006 |
| Primary Insurance Agency | DIF |
| Website | www.metrocitybank.bank |
| Data Updated | 11/14/2025 |
| CERT | 58181 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.63B |
| Total Deposits | $2.73B |
| Total Liabilities | $3.18B |
| Total Equity Capital | $443.37M |
| Net Income | $17.32M |
| Net Loans and Leases | $3.18B |
| Assets Per Employee ($Millions) | $15.7M |
| Bank Premises and Fixed Assets | $25.55M |
| Cash and Balances due from Depository Institutions | $204.09M |
| Deposits Held in Domestic Offices | $2.73B |
Key Performance Ratios
| Return on Assets (ROA) | 1.91% |
| Return on Equity (ROE) | 15.8% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 38.72% |
| Tier 1 Risk-Based Capital Ratio | 19.813% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.227% |
| Earning Assets to total Assets | 94.08% |
Income and Expense
| Total Interest Income | $54.00M |
| Total Noninterest Income | $6.12M |
| Total Interest Expense | $22.23M |
| Total Noninterest Expense | $14.67M |
| Net Interest Income | $31.77M |
| Pre-tax Net Operating Income | $23.76M |
| Provision for Credit Losses | $-544,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $919.00k |
| Other borrowed funds | $425.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $13.22M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $28.40M |
| Total Liabilities and Capital | $3.63B |
Securities
| Securities | $33.97M |
| Available-for-sale debt securities | $15.37M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Metro City Bank?
$3.63B as of the latest filing.
How much are Metro City Bank's total deposits?
$2.73B in total deposits.
Where is Metro City Bank located?
Doraville, GA.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
20.
When was it established?
04/04/2006.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$3.18B (latest filing).
What is the total interest income (latest filing)?
$54.00M.