PeoplesSouth Bank
Colquitt, GA
IDRSSD: 518037
Total Assets
$1.16B
Latest filing
Total Deposits
$1.08B
Latest filing
Net Interest Margin
4.29%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
PeoplesSouth Bank
203 W Crawford St
Colquitt, GA 39837
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/19/1973FDIC Certificate 14733
Branches (32)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| PeoplesSouth Bank (Main) | 203 W Crawford St | Colquitt, GA |
| ASHFORD BRANCH | 414 Broadway Ave | Ashford, AL |
| DOTHAN WEST BRANCH | 2926 Ross Clark Cir | Dothan, AL |
| ABBEVILLE BRANCH | 519 Kirkland St | Abbeville, AL |
| OZARK BRANCH | 211 W Reynolds St | Ozark, AL |
| EUFAULA BRANCH | 1245 S Eufaula Ave | Eufaula, AL |
| GREENWOOD BRANCH | 4192 Bryan St | Greenwood, FL |
| ALBANY BRANCH | 701 N Westover Blvd | Albany, GA |
Showing 7 of 32
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/19/1973 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39837 |
| State and County Number | 13201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 198 |
| Domestic Offices | 33 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/19/1973 |
| Primary Insurance Agency | DIF |
| Website | http://www.peoplessouth.com |
| Data Updated | 01/30/2026 |
| CERT | 21292 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.16B |
| Total Deposits | $1.08B |
| Total Liabilities | $1.09B |
| Total Equity Capital | $71.98M |
| Net Income | $4.32M |
| Net Loans and Leases | $803.87M |
| Assets Per Employee ($Millions) | $5.96M |
| Bank Premises and Fixed Assets | $28.06M |
| Cash and Balances due from Depository Institutions | $28.98M |
| Deposits Held in Domestic Offices | $1.08B |
Key Performance Ratios
| Return on Assets (ROA) | 1.48% |
| Return on Equity (ROE) | 24.03% |
| Net Interest Margin | 4.29% |
| Efficiency Ratio | 48.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.195% |
| Earning Assets to total Assets | 93.88% |
Income and Expense
| Total Interest Income | $16.93M |
| Total Noninterest Income | $700.00k |
| Total Interest Expense | $5.19M |
| Total Noninterest Expense | $5.99M |
| Net Interest Income | $11.75M |
| Pre-tax Net Operating Income | $5.77M |
| Provision for Credit Losses | $687.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.42M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.61M |
| Total Liabilities and Capital | $1.16B |
Securities
| Securities | $269.92M |
| Available-for-sale debt securities | $269.41M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $508.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of PeoplesSouth Bank?
$1.16B as of the latest filing.
How much are PeoplesSouth Bank's total deposits?
$1.08B in total deposits.
Where is PeoplesSouth Bank located?
Colquitt, GA.
What is the Net Interest Margin?
4.29%.
How many domestic offices does it operate?
33.
When was it established?
10/19/1973.
What is the Return on Assets (ROA)?
1.48%.
How much are total loans and leases?
$803.87M (latest filing).
What is the total interest income (latest filing)?
$16.93M.