Colony Bank
Fitzgerald, GA
IDRSSD: 491934
Total Assets
$3.72B
Latest filing
Total Deposits
$3.10B
Latest filing
Net Interest Margin
3.37%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061202672FITZGERALD, GA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Colony Bank
302 S Main St
Fitzgerald, GA 31750
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/15/1976FDIC Certificate 15471
Branches (33)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| Colony Bank (Main) | 302 S Main St | Fitzgerald, GA |
| THOMASTON DOWNTOWN | 108 S Church St | Thomaston, GA |
| COLONY BANK SOUTHEAST BRANCH | 103 Alabama St S | Broxton, GA |
| COLONY BANK OF DODGE COUNTY BRANCH | 5510 Oak St | Eastman, GA |
| ROCKMART BRANCH | 131 W Elm St | Rockmart, GA |
| CORDELE BRANCH | 1031 E 24th Ave | Cordele, GA |
| DOUGLAS OFFICE BRANCH | 625 Ward St W | Douglas, GA |
| COLONY BRANCH | 137 Robert B Lee Dr | Leesburg, GA |
Showing 7 of 33
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/15/1976 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31750 |
| State and County Number | 13017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Fitzgerald, GA |
Operational Info
| Number of Employees | 460 |
| Domestic Offices | 29 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/01/2025 |
| Date of Deposit Insurance | 04/15/1976 |
| Primary Insurance Agency | DIF |
| Website | colony.bank |
| Data Updated | 01/30/2026 |
| CERT | 22257 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.72B |
| Total Deposits | $3.10B |
| Total Liabilities | $3.32B |
| Total Equity Capital | $397.64M |
| Net Income | $8.16M |
| Net Loans and Leases | $2.44B |
| Assets Per Employee ($Millions) | $7.07M |
| Bank Premises and Fixed Assets | $37.05M |
| Cash and Balances due from Depository Institutions | $252.47M |
| Deposits Held in Domestic Offices | $3.10B |
Key Performance Ratios
| Return on Assets (ROA) | 0.95% |
| Return on Equity (ROE) | 9.06% |
| Net Interest Margin | 3.37% |
| Efficiency Ratio | 67.47% |
| Tier 1 Risk-Based Capital Ratio | 13.607% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.687% |
| Earning Assets to total Assets | 92.52% |
Income and Expense
| Total Interest Income | $40.66M |
| Total Noninterest Income | $11.09M |
| Total Interest Expense | $13.92M |
| Total Noninterest Expense | $25.84M |
| Net Interest Income | $26.74M |
| Pre-tax Net Operating Income | $10.33M |
| Provision for Credit Losses | $1.65M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.05M |
| Other borrowed funds | $194.97M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.51M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $30.02M |
| Total Liabilities and Capital | $3.72B |
Securities
| Securities | $776.06M |
| Available-for-sale debt securities | $383.04M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $386.62M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Colony Bank?
$3.72B as of the latest filing.
How much are Colony Bank's total deposits?
$3.10B in total deposits.
Where is Colony Bank located?
Fitzgerald, GA.
What is the Net Interest Margin?
3.37%.
How many domestic offices does it operate?
29.
When was it established?
04/15/1976.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$2.44B (latest filing).
What is the total interest income (latest filing)?
$40.66M.