Zions Bancorporation, N.A.
Salt Lake City, UT
IDRSSD: 276579
Total Assets
$88.99B
Latest filing
Total Deposits
$75.88B
Latest filing
Net Interest Margin
3.36%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
124000054SALT LAKE CITY, UT124301054DRAPER, UT
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Zions Bancorporation, N.A.
1 S Main St
Salt Lake City, UT 84133
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/06/1873FDIC Certificate 1506
Branches (413)
Page 1 of 59| Name | Address | City / State |
|---|---|---|
| Zions Bancorporation, N.A. (Main) | 1 S Main St | Salt Lake City, UT |
| SAN FRANCISCO MAIN | 100 Pine St | San Francisco, CA |
| LAS VEGAS MCCARRAN CENTER BRANCH | 750 E Warm Springs Rd | Las Vegas, NV |
| HEMPSTEAD BRANCH | 12130 Hempstead Rd | Houston, TX |
| SOUTHWEST BRANCH | 1380 S Federal Blvd | Denver, CO |
| MOAB BRANCH | 330 S Main St | Moab, UT |
| MAGNA BRANCH | 8375 W 3500 S | Magna, UT |
| BEAR LAKE VALLEY OFFICE | 902 Washington St | Montpelier, ID |
Showing 7 of 413
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/06/1873 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 84133 |
| State and County Number | 49035 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Salt Lake City, UT |
Operational Info
| Number of Employees | 9,286 |
| Domestic Offices | 415 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/24/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.zionsbancorporation.com |
| Data Updated | 01/30/2026 |
| CERT | 2270 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $88.99B |
| Total Deposits | $75.88B |
| Total Liabilities | $81.81B |
| Total Equity Capital | $7.18B |
| Net Income | $263.24M |
| Net Loans and Leases | $60.44B |
| Assets Per Employee ($Millions) | $9.68M |
| Bank Premises and Fixed Assets | $1.26B |
| Cash and Balances due from Depository Institutions | $2.77B |
| Deposits Held in Domestic Offices | $75.88B |
Key Performance Ratios
| Return on Assets (ROA) | 1.19% |
| Return on Equity (ROE) | 14.99% |
| Net Interest Margin | 3.36% |
| Efficiency Ratio | 61.21% |
| Tier 1 Risk-Based Capital Ratio | 11.478% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.068% |
| Earning Assets to total Assets | 92.37% |
Income and Expense
| Total Interest Income | $1.05B |
| Total Noninterest Income | $204.48M |
| Total Interest Expense | $358.30M |
| Total Noninterest Expense | $548.54M |
| Net Interest Income | $687.82M |
| Pre-tax Net Operating Income | $338.21M |
| Provision for Credit Losses | $5.55M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $4.78M |
| Other borrowed funds | $2.89B |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.42B |
| Federal Funds Purchased and Repurchased Agreement | $736.87M |
| All Other Liabilities | $1.34B |
| Total Liabilities and Capital | $88.99B |
Securities
| Securities | $18.19B |
| Available-for-sale debt securities | $9.21B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $8.87B |
| Subordinated Debt | $969.12M |
| Trading Account Assets | $63.94M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Zions Bancorporation, N.A.?
$88.99B as of the latest filing.
How much are Zions Bancorporation, N.A.'s total deposits?
$75.88B in total deposits.
Where is Zions Bancorporation, N.A. located?
Salt Lake City, UT.
What is the Net Interest Margin?
3.36%.
How many domestic offices does it operate?
415.
When was it established?
07/06/1873.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$60.44B (latest filing).
What is the total interest income (latest filing)?
$1.05B.