Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	11/12/1999
Community Bank	No
Ownership Type	Not Mutual
ZIP	84121
State and County Number	49035
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	12
Numeric code	23
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	San Francisco
Core Based Statistical Area Name	Salt Lake City, UT

Operational Info

Number of Employees	28
Domestic Offices	1
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	12/05/2022
Date of Deposit Insurance	11/12/1999
Primary Insurance Agency	DIF
Website	http://www.bmwusa.com
Data Updated	11/14/2025
CERT	35141
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$12.47B
Total Deposits	$8.07B
Total Liabilities	$10.66B
Total Equity Capital	$1.81B
Net Income	$68.95M
Net Loans and Leases	$9.41B
Assets Per Employee ($Millions)	$461.82M
Bank Premises and Fixed Assets	$2.93M
Cash and Balances due from Depository Institutions	$578.56M
Deposits Held in Domestic Offices	$8.07B

Return on Assets (ROA)	2.23%
Return on Equity (ROE)	15.53%
Net Interest Margin	3.1%
Efficiency Ratio	17.1%
Tier 1 Risk-Based Capital Ratio	15.565%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.47%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	14.533%
Earning Assets to total Assets	99.2%

Total Interest Income	$203.47M
Total Noninterest Income	$32.58M
Total Interest Expense	$108.44M
Total Noninterest Expense	$21.82M
Net Interest Income	$95.04M
Pre-tax Net Operating Income	$91.30M
Provision for Credit Losses	$14.49M
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$2.02B
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$124.00M
All Other Liabilities	$444.81M
Total Liabilities and Capital	$12.47B

Securities	$2.41B
Available-for-sale debt securities	$316.06M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$2.10B
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of BMW Bank of North America?

$12.47B as of the latest filing.

How much are BMW Bank of North America's total deposits?

$8.07B in total deposits.

Where is BMW Bank of North America located?

Salt Lake City, UT.

What is the Net Interest Margin?

3.10%.

How many domestic offices does it operate?

When was it established?

11/12/1999.

What is the Return on Assets (ROA)?

2.23%.

How much are total loans and leases?

$9.41B (latest filing).

What is the total interest income (latest filing)?

$203.47M.