Sallie Mae Bank

Salt Lake City, UT
IDRSSD: 3394278
Total Assets
$29.73B
Latest filing
Total Deposits
$21.52B
Latest filing
Net Interest Margin
5.71%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

124385119SALT LAKE CITY, UT

Key People

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Locations

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Main Office
Sallie Mae Bank
175 S West Temple
Salt Lake City, UT 84101
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/28/2005FDIC Certificate 441368

Branches (0)

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NameAddressCity / State
No branch data available.
Sallie Mae Bank (Main)175 S West TempleSalt Lake City, UT

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/28/2005
Community BankNo
Ownership TypeNot Mutual
ZIP84101
State and County Number49035
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code23
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameSalt Lake City, UT

Operational Info

Number of Employees1,784
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/28/2005
Primary Insurance AgencyDIF
Websitewww.salliemae.com
Data Updated01/30/2026
CERT58177
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$29.73B
Total Deposits$21.52B
Total Liabilities$26.84B
Total Equity Capital$2.89B
Net Income$267.73M
Net Loans and Leases$21.31B
Assets Per Employee ($Millions)$16.87M
Bank Premises and Fixed Assets$88.51M
Cash and Balances due from Depository Institutions$4.41B
Deposits Held in Domestic Offices$21.52B

Key Performance Ratios

Return on Assets (ROA)3.61%
Return on Equity (ROE)36.25%
Net Interest Margin5.71%
Efficiency Ratio28.65%
Tier 1 Risk-Based Capital Ratio11.089%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.26%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.719%
Earning Assets to total Assets92.43%

Income and Expense

Total Interest Income$659.57M
Total Noninterest Income$82.72M
Total Interest Expense$269.75M
Total Noninterest Expense$135.37M
Net Interest Income$389.82M
Pre-tax Net Operating Income$356.63M
Provision for Credit Losses$-19,446,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$4.87B
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$452.40M
Total Liabilities and Capital$29.73B

Securities

Securities$1.76B
Available-for-sale debt securities$1.76B
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$49.25M
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Sallie Mae Bank?
$29.73B as of the latest filing.
How much are Sallie Mae Bank's total deposits?
$21.52B in total deposits.
Where is Sallie Mae Bank located?
Salt Lake City, UT.
What is the Net Interest Margin?
5.71%.
How many domestic offices does it operate?
1.
When was it established?
11/28/2005.
What is the Return on Assets (ROA)?
3.61%.
How much are total loans and leases?
$21.31B (latest filing).
What is the total interest income (latest filing)?
$659.57M.