Fidelity Bank

West Memphis, AR
IDRSSD: 848248
Total Assets
$553.10M
Latest filing
Total Deposits
$495.49M
Latest filing
Net Interest Margin
2.84%
Profitability

Key People

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Locations

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Main Office
Fidelity Bank
330 W Broadway St
West Memphis, AR 72301
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/04/1966FDIC Certificate 13443

Branches (5)

Page 1 of 1
NameAddressCity / State
Fidelity Bank (Main)330 W Broadway StWest Memphis, AR
MID-CONTINENT BRANCH350 West Service RoadWest Memphis, AR
MARION BRANCH330 Military RdMarion, AR
MIDWAY BRANCH1200 State Highway 77Marion, AR
WYNNE BRANCH1315 Highway 64Wynne, AR
WYNNE BRANCH1013 Highway 64eWynne, AR
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date11/04/1966
Community BankYes
Ownership TypeNot Mutual
ZIP72301
State and County Number05035
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameMemphis, TN-MS-AR

Operational Info

Number of Employees62
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/04/1966
Primary Insurance AgencyDIF
Websitewww.fidelitybanker.com
Data Updated01/30/2026
CERT19644
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$553.10M
Total Deposits$495.49M
Total Liabilities$508.02M
Total Equity Capital$45.08M
Net Income$1.61M
Net Loans and Leases$264.17M
Assets Per Employee ($Millions)$8.92M
Bank Premises and Fixed Assets$4.63M
Cash and Balances due from Depository Institutions$5.19M
Deposits Held in Domestic Offices$495.49M

Key Performance Ratios

Return on Assets (ROA)1.17%
Return on Equity (ROE)14.83%
Net Interest Margin2.84%
Efficiency Ratio59.3%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.151%
Earning Assets to total Assets95.85%

Income and Expense

Total Interest Income$5.94M
Total Noninterest Income$398.00k
Total Interest Expense$2.19M
Total Noninterest Expense$2.46M
Net Interest Income$3.75M
Pre-tax Net Operating Income$1.69M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$10.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$138.00k
All Other Liabilities$2.39M
Total Liabilities and Capital$553.10M

Securities

Securities$264.96M
Available-for-sale debt securities$264.89M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Fidelity Bank?
$553.10M as of the latest filing.
How much are Fidelity Bank's total deposits?
$495.49M in total deposits.
Where is Fidelity Bank located?
West Memphis, AR.
What is the Net Interest Margin?
2.84%.
How many domestic offices does it operate?
6.
When was it established?
11/04/1966.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$264.17M (latest filing).
What is the total interest income (latest filing)?
$5.94M.