Fidelity Bank

West Memphis, AR
IDRSSD: 848248
Total Assets
$546.80M
Latest filing
Total Deposits
$487.23M
Latest filing
Net Interest Margin
2.85%
Profitability

Locations

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Main Office
Fidelity Bank
330 W Broadway St
West Memphis, AR 72301
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/04/1966FDIC Certificate 13443

Branches (5)

Page 1 of 1
NameAddressCity / State
Fidelity Bank (Main)330 W Broadway StWest Memphis, AR
MID-CONTINENT BRANCH350 West Service RoadWest Memphis, AR
MARION BRANCH330 Military RdMarion, AR
MIDWAY BRANCH1200 State Highway 77Marion, AR
WYNNE BRANCH1315 Highway 64Wynne, AR
WYNNE BRANCH1013 Highway 64eWynne, AR
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date11/04/1966
Community BankYes
Ownership TypeNot Mutual
ZIP72301
State and County Number05035
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameMemphis, TN-MS-AR

Operational Info

Number of Employees64
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/04/1966
Primary Insurance AgencyDIF
Websitewww.fidelitybanker.com
Data Updated11/14/2025
CERT19644
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$546.80M
Total Deposits$487.23M
Total Liabilities$505.17M
Total Equity Capital$41.63M
Net Income$1.53M
Net Loans and Leases$259.55M
Assets Per Employee ($Millions)$8.82M
Bank Premises and Fixed Assets$4.70M
Cash and Balances due from Depository Institutions$3.23M
Deposits Held in Domestic Offices$487.23M

Key Performance Ratios

Return on Assets (ROA)1.11%
Return on Equity (ROE)16%
Net Interest Margin2.85%
Efficiency Ratio61.69%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.614%
Earning Assets to total Assets96.21%

Income and Expense

Total Interest Income$6.14M
Total Noninterest Income$395.00k
Total Interest Expense$2.37M
Total Noninterest Expense$2.57M
Net Interest Income$3.77M
Pre-tax Net Operating Income$1.59M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$15.00M
Federal Funds Sold & Reverse Repurchase Agreement$690.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.94M
Total Liabilities and Capital$546.80M

Securities

Securities$264.58M
Available-for-sale debt securities$264.52M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Fidelity Bank?
$546.80M as of the latest filing.
How much are Fidelity Bank's total deposits?
$487.23M in total deposits.
Where is Fidelity Bank located?
West Memphis, AR.
What is the Net Interest Margin?
2.85%.
How many domestic offices does it operate?
6.
When was it established?
11/04/1966.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$259.55M (latest filing).
What is the total interest income (latest filing)?
$6.14M.