The First National Bank of Bellville

Bellville, TX
IDRSSD: 91754
Total Assets
$669.29M
Latest filing
Total Deposits
$697.01M
Latest filing
Net Interest Margin
1.76%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date07/01/1890
Community BankNo
Ownership TypeNot Mutual
ZIP77418
State and County Number48015
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameHouston-The Woodlands-Sugar Land, TX

Operational Info

Number of Employees59
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/01/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT3099
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$669.29M
Total Deposits$697.01M
Total Liabilities$704.47M
Total Equity Capital$-35,179,000
Net Income$1.28M
Net Loans and Leases$227.27M
Assets Per Employee ($Millions)$11.34M
Bank Premises and Fixed Assets$6.14M
Cash and Balances due from Depository Institutions$47.18M
Deposits Held in Domestic Offices$697.01M

Key Performance Ratios

Return on Assets (ROA)0.74%
Return on Equity (ROE)-15.53%
Net Interest Margin1.76%
Efficiency Ratio71.43%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets-5.256%
Earning Assets to total Assets94.99%

Income and Expense

Total Interest Income$7.60M
Total Noninterest Income$2.10M
Total Interest Expense$4.72M
Total Noninterest Expense$3.56M
Net Interest Income$2.88M
Pre-tax Net Operating Income$1.42M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$7.45M
Total Liabilities and Capital$669.29M

Securities

Securities$364.43M
Available-for-sale debt securities$364.43M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First National Bank of Bellville?
$669.29M as of the latest filing.
How much are The First National Bank of Bellville's total deposits?
$697.01M in total deposits.
Where is The First National Bank of Bellville located?
Bellville, TX.
What is the Net Interest Margin?
1.76%.
How many domestic offices does it operate?
3.
When was it established?
07/01/1890.
What is the Return on Assets (ROA)?
0.74%.
How much are total loans and leases?
$227.27M (latest filing).
What is the total interest income (latest filing)?
$7.60M.