Austin County State Bank
Bellville, TX
IDRSSD: 3463875
Total Assets
$443.10M
Latest filing
Total Deposits
$392.29M
Latest filing
Net Interest Margin
5.19%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Austin County State Bank
436 S Front St
Bellville, TX 77418
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/26/2007FDIC Certificate 453846
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Austin County State Bank (Main) | 436 S Front St | Bellville, TX |
| FORT WORTH LPO.DPO | 316 Bailey Ave | Fort Worth, TX |
| MEYER STREET BRANCH | 325 Meyer St | Sealy, TX |
| GODLEY BRANCH | 401 N Highway 171 | Godley, TX |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/26/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77418 |
| State and County Number | 48015 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 55 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/26/2007 |
| Primary Insurance Agency | DIF |
| Website | www.acsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58484 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $443.10M |
| Total Deposits | $392.29M |
| Total Liabilities | $397.85M |
| Total Equity Capital | $45.25M |
| Net Income | $2.40M |
| Net Loans and Leases | $344.68M |
| Assets Per Employee ($Millions) | $7.77M |
| Bank Premises and Fixed Assets | $5.12M |
| Cash and Balances due from Depository Institutions | $38.03M |
| Deposits Held in Domestic Offices | $392.29M |
Key Performance Ratios
| Return on Assets (ROA) | 2.22% |
| Return on Equity (ROE) | 21.97% |
| Net Interest Margin | 5.19% |
| Efficiency Ratio | 51.44% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.35% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.208% |
| Earning Assets to total Assets | 94.89% |
Income and Expense
| Total Interest Income | $7.21M |
| Total Noninterest Income | $391.00k |
| Total Interest Expense | $1.88M |
| Total Noninterest Expense | $2.94M |
| Net Interest Income | $5.33M |
| Pre-tax Net Operating Income | $2.40M |
| Provision for Credit Losses | $375.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.08M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.49M |
| Total Liabilities and Capital | $443.10M |
Securities
| Securities | $43.23M |
| Available-for-sale debt securities | $43.23M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Austin County State Bank?
$443.10M as of the latest filing.
How much are Austin County State Bank's total deposits?
$392.29M in total deposits.
Where is Austin County State Bank located?
Bellville, TX.
What is the Net Interest Margin?
5.19%.
How many domestic offices does it operate?
4.
When was it established?
06/26/2007.
What is the Return on Assets (ROA)?
2.22%.
How much are total loans and leases?
$344.68M (latest filing).
What is the total interest income (latest filing)?
$7.21M.