The First National Bank of Anderson

Anderson, TX
IDRSSD: 362155
Total Assets
$218.79M
Latest filing
Total Deposits
$192.06M
Latest filing
Net Interest Margin
4.37%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
The First National Bank of Anderson
1071 Highway 90 S
Anderson, TX 77830
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/05/1904FDIC Certificate 1957

Branches (1)

Page 1 of 1
NameAddressCity / State
The First National Bank of Anderson (Main)1071 Highway 90 SAnderson, TX
FIRST NATIONAL BANK OF ANDERSON BRANCH9501 State Hwy 6Navasota, TX
Showing 1 of 1

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date07/05/1904
Community BankYes
Ownership TypeNot Mutual
ZIP77830
State and County Number48185
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees47
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.fnbanderson.com
Data Updated11/14/2025
CERT3075
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$218.79M
Total Deposits$192.06M
Total Liabilities$192.51M
Total Equity Capital$26.28M
Net Income$1.01M
Net Loans and Leases$139.65M
Assets Per Employee ($Millions)$4.76M
Bank Premises and Fixed Assets$1.50M
Cash and Balances due from Depository Institutions$23.11M
Deposits Held in Domestic Offices$192.06M

Key Performance Ratios

Return on Assets (ROA)1.89%
Return on Equity (ROE)15.75%
Net Interest Margin4.37%
Efficiency Ratio55.58%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.012%
Earning Assets to total Assets95.63%

Income and Expense

Total Interest Income$2.87M
Total Noninterest Income$505.00k
Total Interest Expense$658.00k
Total Noninterest Expense$1.51M
Net Interest Income$2.21M
Pre-tax Net Operating Income$1.21M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$13.72M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$454.00k
Total Liabilities and Capital$218.79M

Securities

Securities$37.08M
Available-for-sale debt securities$37.08M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First National Bank of Anderson?
$218.79M as of the latest filing.
How much are The First National Bank of Anderson's total deposits?
$192.06M in total deposits.
Where is The First National Bank of Anderson located?
Anderson, TX.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
2.
When was it established?
07/05/1904.
What is the Return on Assets (ROA)?
1.89%.
How much are total loans and leases?
$139.65M (latest filing).
What is the total interest income (latest filing)?
$2.87M.