First State Bank of Bedias
Bedias, TX
IDRSSD: 88352
Total Assets
$213.34M
Latest filing
Total Deposits
$173.38M
Latest filing
Net Interest Margin
4.91%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
113109377BEDIAS, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank of Bedias
22201 Highway 90 N
Bedias, TX 77831
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/28/1907FDIC Certificate 10982
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank of Bedias (Main) | 22201 Highway 90 N | Bedias, TX |
| KURTEN BRANCH | 12598 E State Highway 21 | Bryan, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/28/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77831 |
| State and County Number | 48185 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/24/1950 |
| Primary Insurance Agency | DIF |
| Website | www.bediasbank.com |
| Data Updated | 01/30/2026 |
| CERT | 16895 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $213.34M |
| Total Deposits | $173.38M |
| Total Liabilities | $174.62M |
| Total Equity Capital | $38.72M |
| Net Income | $1.20M |
| Net Loans and Leases | $125.11M |
| Assets Per Employee ($Millions) | $9.28M |
| Bank Premises and Fixed Assets | $2.75M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $173.38M |
Key Performance Ratios
| Return on Assets (ROA) | 2.25% |
| Return on Equity (ROE) | 12.62% |
| Net Interest Margin | 4.91% |
| Efficiency Ratio | 44.78% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.56% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.148% |
| Earning Assets to total Assets | 93.11% |
Income and Expense
| Total Interest Income | $3.23M |
| Total Noninterest Income | $275.00k |
| Total Interest Expense | $789.00k |
| Total Noninterest Expense | $1.22M |
| Net Interest Income | $2.44M |
| Pre-tax Net Operating Income | $1.20M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.24M |
| Total Liabilities and Capital | $213.34M |
Securities
| Securities | $54.01M |
| Available-for-sale debt securities | $54.01M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of Bedias?
$213.34M as of the latest filing.
How much are First State Bank of Bedias's total deposits?
$173.38M in total deposits.
Where is First State Bank of Bedias located?
Bedias, TX.
What is the Net Interest Margin?
4.91%.
How many domestic offices does it operate?
2.
When was it established?
08/28/1907.
What is the Return on Assets (ROA)?
2.25%.
How much are total loans and leases?
$125.11M (latest filing).
What is the total interest income (latest filing)?
$3.23M.