BOC Bank
Mclean, TX
IDRSSD: 352651
Total Assets
$211.56M
Latest filing
Total Deposits
$185.67M
Latest filing
Net Interest Margin
4.23%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
BOC Bank
201 N Main St
Mclean, TX 79057
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/16/1984FDIC Certificate 17517
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| BOC Bank (Main) | 201 N Main St | Mclean, TX |
| AMARILLO POLK ST. BRANCH | 800 S Polk St | Amarillo, TX |
| SHAMROCK BRANCH | 315 N Main St | Shamrock, TX |
| MIAMI BRANCH | 106 S Main St | Miami, TX |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/16/1984 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79057 |
| State and County Number | 48179 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Pampa, TX |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/16/1984 |
| Primary Insurance Agency | DIF |
| Website | http://www.bocbanking.com |
| Data Updated | 01/30/2026 |
| CERT | 25328 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $211.56M |
| Total Deposits | $185.67M |
| Total Liabilities | $186.58M |
| Total Equity Capital | $24.98M |
| Net Income | $-148,000 |
| Net Loans and Leases | $154.62M |
| Assets Per Employee ($Millions) | $6.22M |
| Bank Premises and Fixed Assets | $2.03M |
| Cash and Balances due from Depository Institutions | $25.07M |
| Deposits Held in Domestic Offices | $185.67M |
Key Performance Ratios
| Return on Assets (ROA) | -0.28% |
| Return on Equity (ROE) | -2.36% |
| Net Interest Margin | 4.23% |
| Efficiency Ratio | 103.48% |
| Tier 1 Risk-Based Capital Ratio | 15.518% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.809% |
| Earning Assets to total Assets | 97.6% |
Income and Expense
| Total Interest Income | $3.55M |
| Total Noninterest Income | $3.00k |
| Total Interest Expense | $1.35M |
| Total Noninterest Expense | $2.29M |
| Net Interest Income | $2.21M |
| Pre-tax Net Operating Income | $-148,000 |
| Provision for Credit Losses | $71.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $200.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $909.00k |
| Total Liabilities and Capital | $211.56M |
Securities
| Securities | $27.75M |
| Available-for-sale debt securities | $27.75M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BOC Bank?
$211.56M as of the latest filing.
How much are BOC Bank's total deposits?
$185.67M in total deposits.
Where is BOC Bank located?
Mclean, TX.
What is the Net Interest Margin?
4.23%.
How many domestic offices does it operate?
4.
When was it established?
08/16/1984.
What is the Return on Assets (ROA)?
-0.28%.
How much are total loans and leases?
$154.62M (latest filing).
What is the total interest income (latest filing)?
$3.55M.