First Nations Bank

Chicago, IL
IDRSSD: 277240
Total Assets
$540.45M
Latest filing
Total Deposits
$441.75M
Latest filing
Net Interest Margin
3.35%
Profitability

Key People

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Locations

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Main Office
First Nations Bank
7757 W Devon Ave
Chicago, IL 60631
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/07/1976FDIC Certificate 15493

Branches (2)

Page 1 of 1
NameAddressCity / State
First Nations Bank (Main)7757 W Devon AveChicago, IL
WHEATON BRANCH1151 Butterfield RdWheaton, IL
MILWAUKEE BRANCH5757 N Milwaukee AveChicago, IL
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/07/1976
Community BankYes
Ownership TypeNot Mutual
ZIP60631
State and County Number17031
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees39
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/07/1976
Primary Insurance AgencyDIF
Websitehttps://www.firstnations.bank
Data Updated01/30/2026
CERT22282
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$540.45M
Total Deposits$441.75M
Total Liabilities$468.08M
Total Equity Capital$72.36M
Net Income$1.73M
Net Loans and Leases$430.00M
Assets Per Employee ($Millions)$13.86M
Bank Premises and Fixed Assets$2.73M
Cash and Balances due from Depository Institutions$72.32M
Deposits Held in Domestic Offices$441.75M

Key Performance Ratios

Return on Assets (ROA)1.3%
Return on Equity (ROE)9.7%
Net Interest Margin3.35%
Efficiency Ratio45.71%
Tier 1 Risk-Based Capital Ratio16.856%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.389%
Earning Assets to total Assets97.41%

Income and Expense

Total Interest Income$7.72M
Total Noninterest Income$67.00k
Total Interest Expense$3.38M
Total Noninterest Expense$2.02M
Net Interest Income$4.35M
Pre-tax Net Operating Income$2.40M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$6.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$17.31M
All Other Liabilities$3.02M
Total Liabilities and Capital$540.45M

Securities

Securities$29.44M
Available-for-sale debt securities$29.44M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Nations Bank?
$540.45M as of the latest filing.
How much are First Nations Bank's total deposits?
$441.75M in total deposits.
Where is First Nations Bank located?
Chicago, IL.
What is the Net Interest Margin?
3.35%.
How many domestic offices does it operate?
3.
When was it established?
06/07/1976.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$430.00M (latest filing).
What is the total interest income (latest filing)?
$7.72M.