First Nations Bank

Chicago, IL
IDRSSD: 277240
Total Assets
$536.61M
Latest filing
Total Deposits
$440.57M
Latest filing
Net Interest Margin
3.27%
Profitability

Key People

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Locations

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Main Office
First Nations Bank
7757 W Devon Ave
Chicago, IL 60631
Full Service - Brick and Mortar
Updated 07/21/2026Established 06/07/1976FDIC Certificate 15493

Branches (2)

Page 1 of 1
NameAddressCity / State
First Nations Bank (Main)7757 W Devon AveChicago, IL
WHEATON BRANCH1151 Butterfield RdWheaton, IL
MILWAUKEE BRANCH5757 N Milwaukee AveChicago, IL
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

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Growth

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Allowance

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Nonperforming

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Charge-off

Net charge-off signals

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/07/1976
Community BankYes
Ownership TypeNot Mutual
ZIP60631
State and County Number17031
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees39
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/07/1976
Primary Insurance AgencyDIF
Websitehttps://www.firstnations.bank
Data Updated07/21/2026
CERT22282
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$536.61M
Total Deposits$440.57M
Total Liabilities$461.52M
Total Equity Capital$75.09M
Net Income$1.53M
Net Loans and Leases$411.75M
Assets Per Employee ($Millions)$14.12M
Bank Premises and Fixed Assets$2.68M
Cash and Balances due from Depository Institutions$93.19M
Deposits Held in Domestic Offices$440.57M

Key Performance Ratios

Return on Assets (ROA)1.14%
Return on Equity (ROE)8.25%
Net Interest Margin3.27%
Efficiency Ratio51.54%
Tier 1 Risk-Based Capital Ratio18.514%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.993%
Earning Assets to total Assets97.48%

Income and Expense

Total Interest Income$7.36M
Total Noninterest Income$79.00k
Total Interest Expense$3.06M
Total Noninterest Expense$2.25M
Net Interest Income$4.30M
Pre-tax Net Operating Income$2.12M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$17.31M
All Other Liabilities$3.63M
Total Liabilities and Capital$536.61M

Securities

Securities$22.94M
Available-for-sale debt securities$22.94M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Nations Bank?
$536.61M as of the latest filing.
How much are First Nations Bank's total deposits?
$440.57M in total deposits.
Where is First Nations Bank located?
Chicago, IL.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
3.
When was it established?
06/07/1976.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$411.75M (latest filing).
What is the total interest income (latest filing)?
$7.36M.