Gold Coast Bank
Chicago, IL
IDRSSD: 3593307
Total Assets
$451.80M
Latest filing
Total Deposits
$354.56M
Latest filing
Net Interest Margin
3.77%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Gold Coast Bank
1165 N Clark St
Chicago, IL 60610
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/04/2007FDIC Certificate 456223
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Gold Coast Bank (Main) | 1165 N Clark St | Chicago, IL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/04/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60610 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/04/2007 |
| Primary Insurance Agency | DIF |
| Website | www.goldcoastbank.net |
| Data Updated | 11/14/2025 |
| CERT | 58556 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $451.80M |
| Total Deposits | $354.56M |
| Total Liabilities | $386.20M |
| Total Equity Capital | $65.60M |
| Net Income | $1.68M |
| Net Loans and Leases | $322.52M |
| Assets Per Employee ($Millions) | $14.57M |
| Bank Premises and Fixed Assets | $1.28M |
| Cash and Balances due from Depository Institutions | $116.17M |
| Deposits Held in Domestic Offices | $354.56M |
Key Performance Ratios
| Return on Assets (ROA) | 1.49% |
| Return on Equity (ROE) | 10.39% |
| Net Interest Margin | 3.77% |
| Efficiency Ratio | 55.02% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.27% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.519% |
| Earning Assets to total Assets | 95.79% |
Income and Expense
| Total Interest Income | $7.89M |
| Total Noninterest Income | $514.00k |
| Total Interest Expense | $3.81M |
| Total Noninterest Expense | $2.53M |
| Net Interest Income | $4.08M |
| Pre-tax Net Operating Income | $2.37M |
| Provision for Credit Losses | $-300,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.43M |
| Other borrowed funds | $27.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.56M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.64M |
| Total Liabilities and Capital | $451.80M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Gold Coast Bank?
$451.80M as of the latest filing.
How much are Gold Coast Bank's total deposits?
$354.56M in total deposits.
Where is Gold Coast Bank located?
Chicago, IL.
What is the Net Interest Margin?
3.77%.
How many domestic offices does it operate?
1.
When was it established?
06/04/2007.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$322.52M (latest filing).
What is the total interest income (latest filing)?
$7.89M.