International Bank of Chicago

Chicago, IL
IDRSSD: 2006024
Total Assets
$981.48M
Latest filing
Total Deposits
$867.81M
Latest filing
Net Interest Margin
3.09%
Profitability

Locations

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Main Office
International Bank of Chicago
5069 N Broadway St
Chicago, IL 60640
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/26/1992FDIC Certificate 47819

Branches (5)

Page 1 of 1
NameAddressCity / State
International Bank of Chicago (Main)5069 N Broadway StChicago, IL
CERMAK ROAD BRANCH217 W Cermak RdChicago, IL
STONE PARK BRANCH1860 N Mannheim RdStone Park, IL
ALL AMERICAN BANK BRANCH9380 W Ballard RdDes Plaines, IL
PORT JERVIS NEW YORK BRANCH2 W Main StPort Jervis, NY
WILMETTE BRANCH611 Green Bay RdWilmette, IL
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/26/1992
Community BankYes
Ownership TypeNot Mutual
ZIP60640
State and County Number17031
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees128
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/26/1992
Primary Insurance AgencyDIF
Websitewww.inbk.com
Data Updated11/14/2025
CERT33708
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$981.48M
Total Deposits$867.81M
Total Liabilities$874.70M
Total Equity Capital$106.78M
Net Income$3.51M
Net Loans and Leases$745.30M
Assets Per Employee ($Millions)$7.92M
Bank Premises and Fixed Assets$7.46M
Cash and Balances due from Depository Institutions$97.97M
Deposits Held in Domestic Offices$867.81M

Key Performance Ratios

Return on Assets (ROA)1.43%
Return on Equity (ROE)13.46%
Net Interest Margin3.09%
Efficiency Ratio63.76%
Tier 1 Risk-Based Capital Ratio18.339%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.879%
Earning Assets to total Assets97.71%

Income and Expense

Total Interest Income$13.74M
Total Noninterest Income$1.46M
Total Interest Expense$6.32M
Total Noninterest Expense$5.66M
Net Interest Income$7.42M
Pre-tax Net Operating Income$3.52M
Provision for Credit Losses$-300,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$5.38M
Other borrowed funds$1.06M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.83M
Total Liabilities and Capital$981.48M

Securities

Securities$118.58M
Available-for-sale debt securities$114.36M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of International Bank of Chicago?
$981.48M as of the latest filing.
How much are International Bank of Chicago's total deposits?
$867.81M in total deposits.
Where is International Bank of Chicago located?
Chicago, IL.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
6.
When was it established?
10/26/1992.
What is the Return on Assets (ROA)?
1.43%.
How much are total loans and leases?
$745.30M (latest filing).
What is the total interest income (latest filing)?
$13.74M.