Metropolitan Capital Bank & Trust
Chicago, IL
IDRSSD: 3153233
Total Assets
$261.19M
Latest filing
Total Deposits
$212.15M
Latest filing
Net Interest Margin
5.07%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Metropolitan Capital Bank & Trust
9 E Ontario St
Chicago, IL 60611
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/25/2005FDIC Certificate 364227
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Metropolitan Capital Bank & Trust (Main) | 9 E Ontario St | Chicago, IL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/25/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60611 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/25/2005 |
| Primary Insurance Agency | DIF |
| Website | http://www.metcapbank.com |
| Data Updated | 11/14/2025 |
| CERT | 57488 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $261.19M |
| Total Deposits | $212.15M |
| Total Liabilities | $256.96M |
| Total Equity Capital | $4.22M |
| Net Income | $-9,415,000 |
| Net Loans and Leases | $142.14M |
| Assets Per Employee ($Millions) | $5.33M |
| Bank Premises and Fixed Assets | $927.00k |
| Cash and Balances due from Depository Institutions | $53.86M |
| Deposits Held in Domestic Offices | $212.15M |
Key Performance Ratios
| Return on Assets (ROA) | -14.84% |
| Return on Equity (ROE) | -954.38% |
| Net Interest Margin | 5.07% |
| Efficiency Ratio | 135.61% |
| Tier 1 Risk-Based Capital Ratio | 7.055% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 12.98% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 1.616% |
| Earning Assets to total Assets | 94.4% |
Income and Expense
| Total Interest Income | $5.01M |
| Total Noninterest Income | $272.00k |
| Total Interest Expense | $1.97M |
| Total Noninterest Expense | $4.48M |
| Net Interest Income | $3.03M |
| Pre-tax Net Operating Income | $-9,415,000 |
| Provision for Credit Losses | $8.24M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.37M |
| Other borrowed funds | $43.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.81M |
| Total Liabilities and Capital | $261.19M |
Securities
| Securities | $52.51M |
| Available-for-sale debt securities | $52.51M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Metropolitan Capital Bank & Trust?
$261.19M as of the latest filing.
How much are Metropolitan Capital Bank & Trust's total deposits?
$212.15M in total deposits.
Where is Metropolitan Capital Bank & Trust located?
Chicago, IL.
What is the Net Interest Margin?
5.07%.
How many domestic offices does it operate?
1.
When was it established?
01/25/2005.
What is the Return on Assets (ROA)?
-14.84%.
How much are total loans and leases?
$142.14M (latest filing).
What is the total interest income (latest filing)?
$5.01M.