Albany Bank and Trust Company National Association

Chicago, IL
IDRSSD: 2732
Total Assets
$727.13M
Latest filing
Total Deposits
$598.73M
Latest filing
Net Interest Margin
3.09%
Profitability

Locations

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Main Office
Albany Bank and Trust Company National Association
3400 W Lawrence Ave
Chicago, IL 60625
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/27/1953FDIC Certificate 11257

Branches (3)

Page 1 of 1
NameAddressCity / State
Albany Bank and Trust Company National Association (Main)3400 W Lawrence AveChicago, IL
ALBANK NORTH BRANCH7515 Skokie BlvdSkokie, IL
WEST LAWRENCE AVENUE BRANCH4100 W Lawrence AveChicago, IL
ALBANK EAST BRANCH4400 N Western AveChicago, IL
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date06/27/1953
Community BankYes
Ownership TypeNot Mutual
ZIP60625
State and County Number17031
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees64
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/27/1953
Primary Insurance AgencyDIF
Websitewww.albanybank.com
Data Updated11/14/2025
CERT17230
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$727.13M
Total Deposits$598.73M
Total Liabilities$605.81M
Total Equity Capital$121.32M
Net Income$1.43M
Net Loans and Leases$555.30M
Assets Per Employee ($Millions)$11.36M
Bank Premises and Fixed Assets$2.69M
Cash and Balances due from Depository Institutions$123.03M
Deposits Held in Domestic Offices$598.73M

Key Performance Ratios

Return on Assets (ROA)0.79%
Return on Equity (ROE)4.73%
Net Interest Margin3.09%
Efficiency Ratio59.12%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.685%
Earning Assets to total Assets97.2%

Income and Expense

Total Interest Income$8.78M
Total Noninterest Income$202.00k
Total Interest Expense$3.37M
Total Noninterest Expense$3.32M
Net Interest Income$5.41M
Pre-tax Net Operating Income$2.17M
Provision for Credit Losses$120.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$7.08M
Total Liabilities and Capital$727.13M

Securities

Securities$38.09M
Available-for-sale debt securities$38.09M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Albany Bank and Trust Company National Association?
$727.13M as of the latest filing.
How much are Albany Bank and Trust Company National Association's total deposits?
$598.73M in total deposits.
Where is Albany Bank and Trust Company National Association located?
Chicago, IL.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
4.
When was it established?
06/27/1953.
What is the Return on Assets (ROA)?
0.79%.
How much are total loans and leases?
$555.30M (latest filing).
What is the total interest income (latest filing)?
$8.78M.