First National Bank
Paragould, AR
IDRSSD: 42448
Total Assets
$2.56B
Latest filing
Total Deposits
$2.11B
Latest filing
Net Interest Margin
3.67%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank
200 W Court St
Paragould, AR 72450
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/22/1889FDIC Certificate 2535
Branches (22)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| First National Bank (Main) | 200 W Court St | Paragould, AR |
| CAPITOL BRANCH | 300 W Capitol Ave | Little Rock, AR |
| WEST BRANCH | 201 Linwood Dr | Paragould, AR |
| REYNOLD'S ROAD BRANCH | 2701 W Kings Hwy | Paragould, AR |
| JONESBORO/HILLTOP BRANCH | 3500 E Johnson Ave | Jonesboro, AR |
| CORNING BANKING CENTER | 612 N Missouri Ave | Corning, AR |
| BAPTIST MEDICAL TOWERS BRANCH | 9601 Baptist Health Dr | Little Rock, AR |
| LAKEWOOD BRANCH | 2424 Crestwood Rd | North Little Rock, AR |
Showing 7 of 22
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/22/1889 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 72450 |
| State and County Number | 05055 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Paragould, AR |
Operational Info
| Number of Employees | 302 |
| Domestic Offices | 23 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fnbank.net |
| Data Updated | 11/14/2025 |
| CERT | 3887 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.56B |
| Total Deposits | $2.11B |
| Total Liabilities | $2.27B |
| Total Equity Capital | $288.09M |
| Net Income | $6.97M |
| Net Loans and Leases | $2.01B |
| Assets Per Employee ($Millions) | $8.52M |
| Bank Premises and Fixed Assets | $109.58M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $2.11B |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 9.76% |
| Net Interest Margin | 3.67% |
| Efficiency Ratio | 57.09% |
| Tier 1 Risk-Based Capital Ratio | 13.575% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.42% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.267% |
| Earning Assets to total Assets | 91.98% |
Income and Expense
| Total Interest Income | $36.77M |
| Total Noninterest Income | $4.02M |
| Total Interest Expense | $15.39M |
| Total Noninterest Expense | $14.63M |
| Net Interest Income | $21.37M |
| Pre-tax Net Operating Income | $8.11M |
| Provision for Credit Losses | $2.65M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $190.00k |
| Other borrowed funds | $140.82M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.47M |
| Total Liabilities and Capital | $2.56B |
Securities
| Securities | $178.08M |
| Available-for-sale debt securities | $178.08M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank?
$2.56B as of the latest filing.
How much are First National Bank's total deposits?
$2.11B in total deposits.
Where is First National Bank located?
Paragould, AR.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
23.
When was it established?
03/22/1889.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$2.01B (latest filing).
What is the total interest income (latest filing)?
$36.77M.