First National Bank
Paragould, AR
IDRSSD: 42448
Total Assets
$2.55B
Latest filing
Total Deposits
$2.12B
Latest filing
Net Interest Margin
3.74%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank
200 W Court St
Paragould, AR 72450
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/22/1889FDIC Certificate 2535
Branches (22)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| First National Bank (Main) | 200 W Court St | Paragould, AR |
| CAPITOL BRANCH | 300 W Capitol Ave | Little Rock, AR |
| WEST BRANCH | 201 Linwood Dr | Paragould, AR |
| REYNOLD'S ROAD BRANCH | 2701 W Kings Hwy | Paragould, AR |
| JONESBORO/HILLTOP BRANCH | 3500 E Johnson Ave | Jonesboro, AR |
| CORNING BANKING CENTER | 612 N Missouri Ave | Corning, AR |
| BAPTIST MEDICAL TOWERS BRANCH | 9601 Baptist Health Dr | Little Rock, AR |
| LAKEWOOD BRANCH | 2424 Crestwood Rd | North Little Rock, AR |
Showing 7 of 22
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/22/1889 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 72450 |
| State and County Number | 05055 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Paragould, AR |
Operational Info
| Number of Employees | 300 |
| Domestic Offices | 23 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fnbank.net |
| Data Updated | 01/30/2026 |
| CERT | 3887 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.55B |
| Total Deposits | $2.12B |
| Total Liabilities | $2.26B |
| Total Equity Capital | $288.64M |
| Net Income | $5.56M |
| Net Loans and Leases | $2.00B |
| Assets Per Employee ($Millions) | $8.59M |
| Bank Premises and Fixed Assets | $114.26M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $2.12B |
Key Performance Ratios
| Return on Assets (ROA) | 0.87% |
| Return on Equity (ROE) | 7.72% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 60.43% |
| Tier 1 Risk-Based Capital Ratio | 13.547% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.54% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.309% |
| Earning Assets to total Assets | 91.82% |
Income and Expense
| Total Interest Income | $37.31M |
| Total Noninterest Income | $4.59M |
| Total Interest Expense | $15.34M |
| Total Noninterest Expense | $16.19M |
| Net Interest Income | $21.97M |
| Pre-tax Net Operating Income | $6.95M |
| Provision for Credit Losses | $3.43M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $65.00k |
| Other borrowed funds | $135.78M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.00M |
| Total Liabilities and Capital | $2.55B |
Securities
| Securities | $179.34M |
| Available-for-sale debt securities | $179.34M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank?
$2.55B as of the latest filing.
How much are First National Bank's total deposits?
$2.12B in total deposits.
Where is First National Bank located?
Paragould, AR.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
23.
When was it established?
03/22/1889.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$2.00B (latest filing).
What is the total interest income (latest filing)?
$37.31M.