ENCORE BANK
Little Rock, AR
IDRSSD: 2594240
Total Assets
$3.58B
Latest filing
Total Deposits
$3.23B
Latest filing
Net Interest Margin
2.27%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
ENCORE BANK
1801 Rahling Rd
Little Rock, AR 72223
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/08/1997FDIC Certificate 59070
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| ENCORE BANK (Main) | 1801 Rahling Rd | Little Rock, AR |
| HEIGHTS BRANCH | 5100 Kavanaugh Blvd | Little Rock, AR |
| JONESBORO BRANCH | 2211 Browns Ln | Jonesboro, AR |
| FAYETTEVILLE BRANCH | 112 W Center St | Fayetteville, AR |
| ROGERS BRANCH | 5100 Jb Hunt Dr | Rogers, AR |
| ENCORE BANK - FAYETTEVILLE BRANCH | 112 W Center St | Fayetteville, AR |
| ENCORE BANK - AUSTIN BRANCH | 301 West Ave | Austin, TX |
| ENCORE BANK - SAN ANTONIO BRANCH | 711 Broadway St | San Antonio, TX |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/08/1997 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 72223 |
| State and County Number | 05119 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Little Rock-North Little Rock-Conway, AR |
Operational Info
| Number of Employees | 314 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/08/1997 |
| Primary Insurance Agency | DIF |
| Website | www.bankencore.com |
| Data Updated | 11/14/2025 |
| CERT | 34562 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.58B |
| Total Deposits | $3.23B |
| Total Liabilities | $3.29B |
| Total Equity Capital | $290.67M |
| Net Income | $1.81M |
| Net Loans and Leases | $2.76B |
| Assets Per Employee ($Millions) | $11.48M |
| Bank Premises and Fixed Assets | $25.21M |
| Cash and Balances due from Depository Institutions | $201.26M |
| Deposits Held in Domestic Offices | $3.23B |
Key Performance Ratios
| Return on Assets (ROA) | 0.2% |
| Return on Equity (ROE) | 2.54% |
| Net Interest Margin | 2.27% |
| Efficiency Ratio | 88.52% |
| Tier 1 Risk-Based Capital Ratio | 11.469% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.116% |
| Earning Assets to total Assets | 94.43% |
Income and Expense
| Total Interest Income | $45.69M |
| Total Noninterest Income | $4.18M |
| Total Interest Expense | $26.49M |
| Total Noninterest Expense | $20.69M |
| Net Interest Income | $19.19M |
| Pre-tax Net Operating Income | $2.08M |
| Provision for Credit Losses | $603.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $22.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.80M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $34.08M |
| Total Liabilities and Capital | $3.58B |
Securities
| Securities | $442.35M |
| Available-for-sale debt securities | $442.35M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of ENCORE BANK?
$3.58B as of the latest filing.
How much are ENCORE BANK's total deposits?
$3.23B in total deposits.
Where is ENCORE BANK located?
Little Rock, AR.
What is the Net Interest Margin?
2.27%.
How many domestic offices does it operate?
19.
When was it established?
09/08/1997.
What is the Return on Assets (ROA)?
0.2%.
How much are total loans and leases?
$2.76B (latest filing).
What is the total interest income (latest filing)?
$45.69M.