First National Bank
Fort Pierre, SD
IDRSSD: 355858
Total Assets
$2.07B
Latest filing
Total Deposits
$1.57B
Latest filing
Net Interest Margin
7.73%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank
307 E Hustan Ave
Fort Pierre, SD 57532
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 9203
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First National Bank (Main) | 307 E Hustan Ave | Fort Pierre, SD |
| ARAPAHOE BANK AND TRUST BRANCH | 7777 E Arapahoe Rd | Englewood, CO |
| MIDLAND BRANCH | 501 Main St | Midland, SD |
| BURNS BRANCH | 120 Main Street | Burns, WY |
| AIRPORT ROAD BRANCH | 2900 Airport Rd | Pierre, SD |
| RAPID CITY BRANCH | 632 Main St | Rapid City, SD |
| CREDIT CARD BRANCH | 600 E 60th St N | Sioux Falls, SD |
| PIERRE BRANCH | 125 W Sioux Ave | Pierre, SD |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57532 |
| State and County Number | 46117 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Pierre, SD |
Operational Info
| Number of Employees | 212 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/01/2025 |
| Date of Deposit Insurance | 08/24/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstnationalbanks.com |
| Data Updated | 01/30/2026 |
| CERT | 14712 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.07B |
| Total Deposits | $1.57B |
| Total Liabilities | $1.62B |
| Total Equity Capital | $454.01M |
| Net Income | $11.44M |
| Net Loans and Leases | $1.44B |
| Assets Per Employee ($Millions) | $9.78M |
| Bank Premises and Fixed Assets | $40.21M |
| Cash and Balances due from Depository Institutions | $235.63M |
| Deposits Held in Domestic Offices | $1.57B |
Key Performance Ratios
| Return on Assets (ROA) | 2.23% |
| Return on Equity (ROE) | 10.2% |
| Net Interest Margin | 7.73% |
| Efficiency Ratio | 44.11% |
| Tier 1 Risk-Based Capital Ratio | 23.149% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 2.73% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 21.898% |
| Earning Assets to total Assets | 91.15% |
Income and Expense
| Total Interest Income | $43.45M |
| Total Noninterest Income | $16.89M |
| Total Interest Expense | $7.15M |
| Total Noninterest Expense | $23.81M |
| Net Interest Income | $36.30M |
| Pre-tax Net Operating Income | $15.34M |
| Provision for Credit Losses | $14.05M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $674.00k |
| Other borrowed funds | $19.79M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $28.14M |
| Total Liabilities and Capital | $2.07B |
Securities
| Securities | $244.51M |
| Available-for-sale debt securities | $196.36M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $48.16M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank?
$2.07B as of the latest filing.
How much are First National Bank's total deposits?
$1.57B in total deposits.
Where is First National Bank located?
Fort Pierre, SD.
What is the Net Interest Margin?
7.73%.
How many domestic offices does it operate?
20.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
2.23%.
How much are total loans and leases?
$1.44B (latest filing).
What is the total interest income (latest filing)?
$43.45M.