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First National Bank

Fort Pierre, SD
IDRSSD: 355858
Total Assets
$2.04B
Latest filing
Total Deposits
$1.54B
Latest filing
Net Interest Margin
7.95%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP57532
State and County Number46117
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number09
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NamePierre, SD

Operational Info

Number of Employees162
Domestic Offices18
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/01/2025
Date of Deposit Insurance08/24/1934
Primary Insurance AgencyDIF
Websitewww.firstnationalbanks.com
Data Updated11/14/2025
CERT14712
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.04B
Total Deposits$1.54B
Total Liabilities$1.59B
Total Equity Capital$443.06M
Net Income$10.38M
Net Loans and Leases$1.44B
Assets Per Employee ($Millions)$9.61M
Bank Premises and Fixed Assets$42.85M
Cash and Balances due from Depository Institutions$199.88M
Deposits Held in Domestic Offices$1.54B

Key Performance Ratios

Return on Assets (ROA)2.22%
Return on Equity (ROE)9.51%
Net Interest Margin7.95%
Efficiency Ratio42.83%
Tier 1 Risk-Based Capital Ratio22.856%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets2.91%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets21.751%
Earning Assets to total Assets91.61%

Income and Expense

Total Interest Income$41.09M
Total Noninterest Income$14.10M
Total Interest Expense$6.81M
Total Noninterest Expense$20.79M
Net Interest Income$34.28M
Pre-tax Net Operating Income$13.95M
Provision for Credit Losses$13.63M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$4.67M
Other borrowed funds$20.00M
Federal Funds Sold & Reverse Repurchase Agreement$14.00M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$31.60M
Total Liabilities and Capital$2.04B

Securities

Securities$231.54M
Available-for-sale debt securities$182.82M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$48.72M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First National Bank?
$2.04B as of the latest filing.
How much are First National Bank's total deposits?
$1.54B in total deposits.
Where is First National Bank located?
Fort Pierre, SD.
What is the Net Interest Margin?
7.95%.
How many domestic offices does it operate?
18.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
2.22%.
How much are total loans and leases?
$1.44B (latest filing).
What is the total interest income (latest filing)?
$41.09M.