First National Bank
Fort Pierre, SD
IDRSSD: 355858
Total Assets
$2.05B
Latest filing
Total Deposits
$1.53B
Latest filing
Net Interest Margin
7.44%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank
307 E Hustan Ave
Fort Pierre, SD 57532
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/01/1934FDIC Certificate 9203
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First National Bank (Main) | 307 E Hustan Ave | Fort Pierre, SD |
| ARAPAHOE BANK AND TRUST BRANCH | 7777 E Arapahoe Rd | Englewood, CO |
| MIDLAND BRANCH | 501 Main St | Midland, SD |
| BURNS BRANCH | 120 Main Street | Burns, WY |
| AIRPORT ROAD BRANCH | 2900 Airport Rd | Pierre, SD |
| RAPID CITY BRANCH | 632 Main St | Rapid City, SD |
| CREDIT CARD BRANCH | 600 E 60th St N | Sioux Falls, SD |
| PIERRE BRANCH | 125 W Sioux Ave | Pierre, SD |
Showing 7 of 19
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The First National Bank in Sioux Falls
Sioux Falls, South Dakota
→
Assets: $2.09BΔ +0.7%
American Bank & Trust
Sioux Falls, South Dakota
→
Assets: $2.15BΔ +3.6%
BankWest, Inc.
Pierre, South Dakota
→
Assets: $1.89BΔ -8.7%
First Savings Bank
Beresford, South Dakota
→
Assets: $1.54BΔ -25.6%
CorTrust Bank National Association
Mitchell, South Dakota
→
Assets: $1.51BΔ -27.4%
Sunrise Banks, National Association
Sioux Falls, South Dakota
→
Assets: $2.72BΔ +31.1%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57532 |
| State and County Number | 46117 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Pierre, SD |
Operational Info
| Number of Employees | 212 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/01/2025 |
| Date of Deposit Insurance | 08/24/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstnationalbanks.com |
| Data Updated | 04/10/2026 |
| CERT | 14712 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.05B |
| Total Deposits | $1.53B |
| Total Liabilities | $1.58B |
| Total Equity Capital | $465.63M |
| Net Income | $12.94M |
| Net Loans and Leases | $1.46B |
| Assets Per Employee ($Millions) | $9.56M |
| Bank Premises and Fixed Assets | $39.89M |
| Cash and Balances due from Depository Institutions | $178.02M |
| Deposits Held in Domestic Offices | $1.53B |
Key Performance Ratios
| Return on Assets (ROA) | 2.51% |
| Return on Equity (ROE) | 11.25% |
| Net Interest Margin | 7.44% |
| Efficiency Ratio | 44.06% |
| Tier 1 Risk-Based Capital Ratio | 23.949% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 2.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 22.753% |
| Earning Assets to total Assets | 92.04% |
Income and Expense
| Total Interest Income | $41.54M |
| Total Noninterest Income | $14.56M |
| Total Interest Expense | $6.46M |
| Total Noninterest Expense | $22.11M |
| Net Interest Income | $35.08M |
| Pre-tax Net Operating Income | $17.10M |
| Provision for Credit Losses | $10.44M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $673.00k |
| Other borrowed funds | $14.81M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $31.15M |
| Total Liabilities and Capital | $2.05B |
Securities
| Securities | $265.36M |
| Available-for-sale debt securities | $217.84M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $47.52M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank?
$2.05B as of the latest filing.
How much are First National Bank's total deposits?
$1.53B in total deposits.
Where is First National Bank located?
Fort Pierre, SD.
What is the Net Interest Margin?
7.44%.
How many domestic offices does it operate?
20.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
2.51%.
How much are total loans and leases?
$1.46B (latest filing).
What is the total interest income (latest filing)?
$41.54M.