First PREMIER Bank
Sioux Falls, SD
IDRSSD: 374653
Total Assets
$4.15B
Latest filing
Total Deposits
$3.46B
Latest filing
Net Interest Margin
3.57%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First PREMIER Bank
500 S Minnesota Ave
Sioux Falls, SD 57104
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1914FDIC Certificate 4109
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First PREMIER Bank (Main) | 500 S Minnesota Ave | Sioux Falls, SD |
| SOUTH KIWANIS BRANCH | 3401 S Kiwanis Ave | Sioux Falls, SD |
| WAKONDA BRANCH | 115 Ohio St | Wakonda, SD |
| CASTLEWOOD BRANCH | Second And Main | Castlewood, SD |
| LAKE NORDEN BRANCH | 503 Main Ave | Lake Norden, SD |
| WATERTOWN I29 BRANCH | 824 34th St Se | Watertown, SD |
| SIOUX FALLS - SERTOMA BRANCH | 6701 W 41st St | Sioux Falls, SD |
| 69TH & MINNESOTA BRANCH | 6010 S Minnesota Ave | Sioux Falls, SD |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57104 |
| State and County Number | 46099 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sioux Falls, SD |
Operational Info
| Number of Employees | 378 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstpremier.com |
| Data Updated | 01/30/2026 |
| CERT | 6085 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.15B |
| Total Deposits | $3.46B |
| Total Liabilities | $3.68B |
| Total Equity Capital | $476.59M |
| Net Income | $16.05M |
| Net Loans and Leases | $2.11B |
| Assets Per Employee ($Millions) | $10.99M |
| Bank Premises and Fixed Assets | $43.25M |
| Cash and Balances due from Depository Institutions | $1.41B |
| Deposits Held in Domestic Offices | $3.46B |
Key Performance Ratios
| Return on Assets (ROA) | 1.72% |
| Return on Equity (ROE) | 13.74% |
| Net Interest Margin | 3.57% |
| Efficiency Ratio | 56.36% |
| Tier 1 Risk-Based Capital Ratio | 19.785% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.471% |
| Earning Assets to total Assets | 91.3% |
Income and Expense
| Total Interest Income | $44.94M |
| Total Noninterest Income | $13.59M |
| Total Interest Expense | $14.85M |
| Total Noninterest Expense | $24.62M |
| Net Interest Income | $30.09M |
| Pre-tax Net Operating Income | $17.21M |
| Provision for Credit Losses | $1.85M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $145.70M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $70.35M |
| Total Liabilities and Capital | $4.15B |
Securities
| Securities | $456.50M |
| Available-for-sale debt securities | $456.12M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First PREMIER Bank?
$4.15B as of the latest filing.
How much are First PREMIER Bank's total deposits?
$3.46B in total deposits.
Where is First PREMIER Bank located?
Sioux Falls, SD.
What is the Net Interest Margin?
3.57%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
1.72%.
How much are total loans and leases?
$2.11B (latest filing).
What is the total interest income (latest filing)?
$44.94M.