Plains Commerce Bank
Sioux Falls, SD
IDRSSD: 593052
Total Assets
$1.31B
Latest filing
Total Deposits
$1.05B
Latest filing
Net Interest Margin
3.55%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091400554ABERDEEN, SD
Key People
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Locations
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Main Office
Plains Commerce Bank
3905 W 49th St
Sioux Falls, SD 57106
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/16/1931FDIC Certificate 1103
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Plains Commerce Bank (Main) | 3905 W 49th St | Sioux Falls, SD |
| CONDE BRANCH | 280 Broadway St Ne | Conde, SD |
| ABERDEEN BRANCH | 524 S Dakota St | Aberdeen, SD |
| WATERTOWN BRANCH | 109 1st Ave Se | Watertown, SD |
| HOVEN BRANCH | 220 Main St | Hoven, SD |
| PLAINS COMMERCE BANK | 1411 E 10th St | Sioux Falls, SD |
| PLAINS COMMERCE BANK - MITCHELL BRANCH | 900 S Burr Street | Mitchell, SD |
| SIOUX FALLS - E. 57TH BRANCH | 4700 E 57th St | Sioux Falls, SD |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/16/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57106 |
| State and County Number | 46099 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sioux Falls, SD |
Operational Info
| Number of Employees | 410 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.plainscommerce.com |
| Data Updated | 01/30/2026 |
| CERT | 1678 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.31B |
| Total Deposits | $1.05B |
| Total Liabilities | $1.17B |
| Total Equity Capital | $138.47M |
| Net Income | $4.73M |
| Net Loans and Leases | $1.08B |
| Assets Per Employee ($Millions) | $3.18M |
| Bank Premises and Fixed Assets | $36.15M |
| Cash and Balances due from Depository Institutions | $39.05M |
| Deposits Held in Domestic Offices | $1.05B |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 13.72% |
| Net Interest Margin | 3.55% |
| Efficiency Ratio | 80.03% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.583% |
| Earning Assets to total Assets | 91.12% |
Income and Expense
| Total Interest Income | $19.18M |
| Total Noninterest Income | $16.73M |
| Total Interest Expense | $8.60M |
| Total Noninterest Expense | $21.86M |
| Net Interest Income | $10.58M |
| Pre-tax Net Operating Income | $4.96M |
| Provision for Credit Losses | $496.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.26M |
| Other borrowed funds | $102.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $17.83M |
| Total Liabilities and Capital | $1.31B |
Securities
| Securities | $87.56M |
| Available-for-sale debt securities | $87.56M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Plains Commerce Bank?
$1.31B as of the latest filing.
How much are Plains Commerce Bank's total deposits?
$1.05B in total deposits.
Where is Plains Commerce Bank located?
Sioux Falls, SD.
What is the Net Interest Margin?
3.55%.
How many domestic offices does it operate?
8.
When was it established?
07/16/1931.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$1.08B (latest filing).
What is the total interest income (latest filing)?
$19.18M.