Black Hills Community Bank, N.A.
Rapid City, SD
IDRSSD: 3636428
Total Assets
$492.18M
Latest filing
Total Deposits
$444.56M
Latest filing
Net Interest Margin
3.44%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Black Hills Community Bank, N.A.
840 Mount Rushmore Rd
Rapid City, SD 57701
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/27/2007FDIC Certificate 464156
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Black Hills Community Bank, N.A. (Main) | 840 Mount Rushmore Rd | Rapid City, SD |
| BLACK HILLS COMMUNITY BANK - SPEARFISH BRANCH | 215 E Jackson Blvd | Spearfish, SD |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First Western Federal Savings Bank
Rapid City, South Dakota
→
Assets: $60.41MΔ -87.7%
Security Savings Bank
Canton, South Dakota
→
Assets: $520.64MΔ +6.3%
First National Bank
Oldham, South Dakota
→
Assets: $449.45MΔ -8.2%
First National Bank in Philip
Philip, South Dakota
→
Assets: $404.99MΔ -17.3%
One American Bank
Centerville, South Dakota
→
Assets: $385.15MΔ -21.3%
Frontier Bank
Sioux Falls, South Dakota
→
Assets: $346.76MΔ -29.2%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/27/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57701 |
| State and County Number | 46103 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Rapid City, SD |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 11/27/2007 |
| Primary Insurance Agency | DIF |
| Website | http://www.BHCBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 58723 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $492.18M |
| Total Deposits | $444.56M |
| Total Liabilities | $447.97M |
| Total Equity Capital | $44.21M |
| Net Income | $1.69M |
| Net Loans and Leases | $357.34M |
| Assets Per Employee ($Millions) | $9.84M |
| Bank Premises and Fixed Assets | $6.51M |
| Cash and Balances due from Depository Institutions | $14.04M |
| Deposits Held in Domestic Offices | $444.56M |
Key Performance Ratios
| Return on Assets (ROA) | 1.37% |
| Return on Equity (ROE) | 16.33% |
| Net Interest Margin | 3.44% |
| Efficiency Ratio | 57.95% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.982% |
| Earning Assets to total Assets | 95.82% |
Income and Expense
| Total Interest Income | $6.86M |
| Total Noninterest Income | $452.00k |
| Total Interest Expense | $2.81M |
| Total Noninterest Expense | $2.61M |
| Net Interest Income | $4.05M |
| Pre-tax Net Operating Income | $1.83M |
| Provision for Credit Losses | $57.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.73M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.41M |
| Total Liabilities and Capital | $492.18M |
Securities
| Securities | $103.91M |
| Available-for-sale debt securities | $103.91M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Black Hills Community Bank, N.A.?
$492.18M as of the latest filing.
How much are Black Hills Community Bank, N.A.'s total deposits?
$444.56M in total deposits.
Where is Black Hills Community Bank, N.A. located?
Rapid City, SD.
What is the Net Interest Margin?
3.44%.
How many domestic offices does it operate?
2.
When was it established?
11/27/2007.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$357.34M (latest filing).
What is the total interest income (latest filing)?
$6.86M.