First Fidelity Bank
Burke, SD
IDRSSD: 80150
Total Assets
$704.06M
Latest filing
Total Deposits
$637.19M
Latest filing
Net Interest Margin
4.26%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Fidelity Bank
745 Main St
Burke, SD 57523
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1905FDIC Certificate 764
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First Fidelity Bank (Main) | 745 Main St | Burke, SD |
| COLOME BRANCH | 301 Main St | Colome, SD |
| MURDO BRANCH | 123 Main St | Murdo, SD |
| WINNER BRANCH | 246 W 2nd St | Winner, SD |
| BONESTEEL BRANCH | 300 Mellette St | Bonesteel, SD |
| PLATTE BRANCH | 501 S Main St | Platte, SD |
| DRAPER BRANCH | 100 N Main St | Draper, SD |
| GREGORY BRANCH | 113 E 6th St | Gregory, SD |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57523 |
| State and County Number | 46053 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 113 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ffb-sd.com |
| Data Updated | 01/30/2026 |
| CERT | 1122 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $704.06M |
| Total Deposits | $637.19M |
| Total Liabilities | $644.11M |
| Total Equity Capital | $59.95M |
| Net Income | $2.92M |
| Net Loans and Leases | $415.81M |
| Assets Per Employee ($Millions) | $6.23M |
| Bank Premises and Fixed Assets | $10.31M |
| Cash and Balances due from Depository Institutions | $30.98M |
| Deposits Held in Domestic Offices | $637.19M |
Key Performance Ratios
| Return on Assets (ROA) | 1.71% |
| Return on Equity (ROE) | 19.78% |
| Net Interest Margin | 4.26% |
| Efficiency Ratio | 55.15% |
| Tier 1 Risk-Based Capital Ratio | 12.675% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.514% |
| Earning Assets to total Assets | 91.02% |
Income and Expense
| Total Interest Income | $9.10M |
| Total Noninterest Income | $1.02M |
| Total Interest Expense | $2.50M |
| Total Noninterest Expense | $4.43M |
| Net Interest Income | $6.60M |
| Pre-tax Net Operating Income | $3.17M |
| Provision for Credit Losses | $25.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $69.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $18.04M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.86M |
| Total Liabilities and Capital | $704.06M |
Securities
| Securities | $196.30M |
| Available-for-sale debt securities | $196.30M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Fidelity Bank?
$704.06M as of the latest filing.
How much are First Fidelity Bank's total deposits?
$637.19M in total deposits.
Where is First Fidelity Bank located?
Burke, SD.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$415.81M (latest filing).
What is the total interest income (latest filing)?
$9.10M.