First Dakota National Bank
Yankton, SD
IDRSSD: 441256
Total Assets
$3.24B
Latest filing
Total Deposits
$2.85B
Latest filing
Net Interest Margin
3.89%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Dakota National Bank
225 Cedar St
Yankton, SD 57078
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/07/1872FDIC Certificate 2609
Branches (16)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First Dakota National Bank (Main) | 225 Cedar St | Yankton, SD |
| CHAMBERLAIN BRANCH | 201 N Courtland St | Chamberlain, SD |
| KIMBALL BRANCH | 200 S Main St | Kimball, SD |
| MITCHELL BRANCH | 500 E Norway Ave | Mitchell, SD |
| FIRST DAKOTA NORTH BRANCH | 2105 Broadway Ave | Yankton, SD |
| VERMILLION BRANCH | 1110 E Cherry St | Vermillion, SD |
| SALEM BRANCH | 301 N Main St | Salem, SD |
| WAGNER MAIN BRANCH | 10 High Ave Southwest | Wagner, SD |
Showing 7 of 16
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 12/07/1872 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57078 |
| State and County Number | 46135 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Yankton, SD |
Operational Info
| Number of Employees | 357 |
| Domestic Offices | 17 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstdakota.com |
| Data Updated | 01/30/2026 |
| CERT | 4028 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.24B |
| Total Deposits | $2.85B |
| Total Liabilities | $2.94B |
| Total Equity Capital | $307.92M |
| Net Income | $12.30M |
| Net Loans and Leases | $2.72B |
| Assets Per Employee ($Millions) | $8.74M |
| Bank Premises and Fixed Assets | $42.66M |
| Cash and Balances due from Depository Institutions | $55.08M |
| Deposits Held in Domestic Offices | $2.85B |
Key Performance Ratios
| Return on Assets (ROA) | 1.54% |
| Return on Equity (ROE) | 16.06% |
| Net Interest Margin | 3.89% |
| Efficiency Ratio | 59.73% |
| Tier 1 Risk-Based Capital Ratio | 10.868% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.491% |
| Earning Assets to total Assets | 93.54% |
Income and Expense
| Total Interest Income | $46.27M |
| Total Noninterest Income | $9.20M |
| Total Interest Expense | $17.18M |
| Total Noninterest Expense | $22.86M |
| Net Interest Income | $29.08M |
| Pre-tax Net Operating Income | $15.42M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $71.81M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $15.54M |
| Total Liabilities and Capital | $3.24B |
Securities
| Securities | $297.97M |
| Available-for-sale debt securities | $297.39M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Dakota National Bank?
$3.24B as of the latest filing.
How much are First Dakota National Bank's total deposits?
$2.85B in total deposits.
Where is First Dakota National Bank located?
Yankton, SD.
What is the Net Interest Margin?
3.89%.
How many domestic offices does it operate?
17.
When was it established?
12/07/1872.
What is the Return on Assets (ROA)?
1.54%.
How much are total loans and leases?
$2.72B (latest filing).
What is the total interest income (latest filing)?
$46.27M.