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Reliabank Dakota

Estelline, SD
IDRSSD: 108951
Total Assets
$746.67M
Latest filing
Total Deposits
$608.58M
Latest filing
Net Interest Margin
3.09%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/01/1920
Community BankYes
Ownership TypeNot Mutual
ZIP57234
State and County Number46057
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameWatertown, SD

Operational Info

Number of Employees81
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/02/1945
Primary Insurance AgencyDIF
Websitewww.reliabank.com
Data Updated11/14/2025
CERT16221
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$746.67M
Total Deposits$608.58M
Total Liabilities$691.30M
Total Equity Capital$55.37M
Net Income$2.08M
Net Loans and Leases$480.87M
Assets Per Employee ($Millions)$9.45M
Bank Premises and Fixed Assets$8.81M
Cash and Balances due from Depository Institutions$8.28M
Deposits Held in Domestic Offices$608.58M

Key Performance Ratios

Return on Assets (ROA)1.12%
Return on Equity (ROE)16.21%
Net Interest Margin3.09%
Efficiency Ratio64.44%
Tier 1 Risk-Based Capital Ratio13.858%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.416%
Earning Assets to total Assets95.83%

Income and Expense

Total Interest Income$9.58M
Total Noninterest Income$1.01M
Total Interest Expense$4.08M
Total Noninterest Expense$4.20M
Net Interest Income$5.50M
Pre-tax Net Operating Income$2.31M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$77.88M
Federal Funds Sold & Reverse Repurchase Agreement$230.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.84M
Total Liabilities and Capital$746.67M

Securities

Securities$234.20M
Available-for-sale debt securities$233.82M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Reliabank Dakota?
$746.67M as of the latest filing.
How much are Reliabank Dakota's total deposits?
$608.58M in total deposits.
Where is Reliabank Dakota located?
Estelline, SD.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
10.
When was it established?
09/01/1920.
What is the Return on Assets (ROA)?
1.12%.
How much are total loans and leases?
$480.87M (latest filing).
What is the total interest income (latest filing)?
$9.58M.